AA Insurance: RoadCover Third Party, Fire & Theft

Third Party insurance is not about protecting your car. It's about protecting yourself in case you accidentally damage someone else's car or property. Even if you drive a car that you could afford to replace yourself, you could still face a bill for thousands of dollars if you rear-end the car in front or crash into someone's fence.

What's more, with RoadCover Third Party, Fire & Theft, we'll protect your vehicle if it's stolen or damaged by fire. This could protect you against a possible lifetime of debt.

And we'll also cover you for up to $4,000 if an uninsured driver crashes into your car.

Protection against fire & theft

If your vehicle is stolen or damaged by fire we'll pay up to the Agreed Value to repair or replace it.

Uninsured driver protection

If there's an accident and you weren't at fault but you can identify who was and they're uninsured, we'll pay up to $4,000 to repair your car.

Legal liability cover

If you are responsible for damage to someone else's vehicle or property we'll protect you against any claim they may make, up to $20 million.

Agreed Value

Together we work out what your vehicle is worth, so you know exactly what we'll pay if it's written off in a fire or stolen - no haggling, no hassles.

No fault, no excess

If you're in an accident that wasn't your fault and you can identify whose fault it was, you won't have to pay any excess.

Customer Service Centres*

Exclusive to AA Insurance! A one-stop-shop to help get you back on the road again as quickly as possible if your car's damaged. We'll get your car assessed, quoted on, repaired, painted and quality checked - so you can get on with life.

*Auckland and Hamilton only

Quality Repairer Network

Exclusive to AA Insurance! A select network of skilled repair specialists who meet the highest quality standards for work and service. We choose the best repairer for the job, the one with the most suitable equipment and expertise for your car. And we stand behind all their work with our Lifetime Repair Guarantee.

Your personal Customer Manager

Exclusive to AA Insurance! Your personal contact at AA Insurance who looks after you when you make a claim. They'll keep you fully informed, making sure things stay on track and hassle-free.

AA Member Discounts

Exclusive to AA Insurance! Even better value for AA Members.
AA Member Discounts are dollar discounts that save you money every year on key insurance policies. The longer you've been an
AA Member, the better the discount

See how much you could save

Become an AA Member

For more information, check out our Third Party, Fire & Theft Car Insurance Policy Document.