Naomi, Pania and Stella

Naomi lives in Nelson with her two daughters, Pania (15) and Stella (8) and drives a 1997 Honda Accord 1.8 worth about $6,000, which she keeps in the driveway.

It has a standard alarm and isn’t modified in any way. Her last car was stolen, but she only had third party cover, so had to replace it herself. Pania has just got her learner’s license so Naomi has named her daughter as a driver on her insurance policy. Although she believes Pania will be a responsible driver and observe her licence conditions, she knows her daughter could all too easily cause many thousands of dollars worth of damage to someone else’s car or property.

She also appreciates AA Insurance’s flexible excess options. With RoadCover Plus, Naomi feels reassured knowing that if an accident happens her car is covered to an Agreed Value and that, because AA Insurance uses only approved repairers and offers a Lifetime Repair Guarantee, it’ll be safe to drive afterwards.

 

 

 

 

 

 

The people described in the case study are fictitious. Any resemblance to actual individuals is entirely coincidental. However, benefits suggested as applicable to their circumstances are considered appropriate for people in similar circumstances to the examples used and are available from AA Insurance Limited. The case study is based on the concept that a valid claim existed which was subsequently accepted by AA Insurance. Each situation is different and insurance cover, or otherwise, will vary according to the specific circumstances, including, but not limited to, the existence of a valid claim.