Lower your premiums with Flexi-excess
With flexible excess options on your home and contents you can choose a higher voluntary excess in return for lower premiums – and you’ll only have to pay that excess at claim time.
For more information, give us a call on 0800 500 231.
Legal Liability Cover
If you accidentally cause damage to someone else’s property – for instance, if you accidentally start a fire which burns the neighbour’s house – we’ll protect you against any claim they make, up to $1 million.
New Zealand wide cover
We’ll protect your belongings at home and on the road, no matter where you – and they – are in the country.
AA Member Discounts
Exclusive to AA Insurance! Even better value for AA Members. AA Member Discounts are dollar discounts that save you money every year on key insurance policies. The longer you've been an AA Member, the better the discount.
Natural disaster cover
If the unexpected happens and your contents are damaged by a natural event, we’ll top up the cover provided by the EQC to ensure your contents are fully covered.
Contents in storage
We cover your contents while kept in a professional storage facility*.
*Cover is limited to Defined Events for a maximum of 12 months.
Removal of your contents
We will pay the reasonable cost of moving your contents to temporary accommodation, and/or a professional storage facility if your home becomes unfit to live in as a result of an event covered by your policy, and your contents are at risk of loss or damage.
More policies means more savings
Insure both your contents and your home with us, and you’ll receive a discount on both policies.
Then, if your contents and home at the same address are damaged at the same time, you'll only have to pay one excess for the claim.
Requesting a Policy Document
If you want to learn more about this policy, please view the following document
If you currently have ContentsCover insurance with us and would like a copy of your policy document, we can send you the appropriate policy according to your last renewal date.
This is a guide to help you calculate the value of your home contents.