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Contents calculator

Contents Insurance

  • Contents calculator

This is a guide to help you calculate the value of your home contents. Simply enter the estimated 'replacement' values (with the exception of clothing, footwear and toiletries) for the items that are relevant to you and add the totals together to find out how much cover you require.

In addition to this, please read your policy carefully as some items have limited cover unless specifed on your policy. To amend the amount of cover you require or to enquire about how to specify an item on your policy, just call us on 0800 500 213.

  AVERAGE ABOVE
AVERAGE		 YOUR
VALUE
Living Areas $ $ $
Lounge Suites/Couches 2900 6000
Books 800 5000
Bookshelves/Shelves 1800 3200
Artwork/Ornaments 800 3700
Cabinets/Wall Units 1000 2000
China Cabinets 1000 3000
CDs/DVDs/Videos/Records 1100 5000
Stereo/Speakers 1000 3000
DVD Player/DVD Recorder 400 900
Television 1000 3000
Video VCR 300 900
Crystal and Silverware 700 2000
Cushions/Rugs 300 500
Clocks 100 500
Lamps 300 500
Unfixed Mirrors 150 500
Dining Table & Chairs 1500 4000
Alcohol 300 800
Miscellaneous    
Total Living Areas 15,450 44,500
 
Kitchen $ $ $
Chinaware 900 2000
Coffee Maker 80 800
Crockery 600 1000
Cutlery/Utensils 500 1000
Dishwasher 1100 1600
Jug/Kettle 70 150
Microwave 300 900
Mini Oven/Griller 200 400
Mixer/Blender 80 300
Toaster/Sandwichmaker 100 300
Saucepans/Pots/Bowls 450 1000
Glass and Plasticware 100 200
Freezer 1000 2500
Refrigerator 1000 2500
Packaged/Preserved and Fresh Food 500 800
Linen/Place Settings 200 430
Pictures/Ornaments 300 500
Miscellaneous    
Total Kitchen 7,480 16,380
 
Bathroom $ $ $
Hairdryer/Hair Stylers 100 400
Medicines 100 500
Scales 50 200
Cosmetics/Lotions/Perfumes etc 1000 2000
Towels 500 1500
Toiletries 580 1000
Miscellaneous    
Total Bathroom 2,330 5,600
 
Laundry $ $ $
Cleaning Equipment/Supplies 80 300
Clothes Basket 50 150
Dryer 500 1300
Iron 80 130
Ironing Board 60 100
Unfixed Towel Rails 130 300
Vacuum Cleaner 400 1000
Washing Machine 800 1800
Miscellaneous    
Total Laundry 2,100 5,080
 
Office $ $ $
Bookcase 300 600
Computer/Laptop 2500 5000
Printers, Faxes, Scanners 500 2000
Desk and Chairs 500 1000
Filing Cabinet 250 600
Stationery 200 500
Miscellaneous    
Total Office 4,250 9,700
 
Master Bedroom $ $ $
Alarm Clock/Radio 80 200
Bedding/Linen 1000 1500
Bedroom Furniture 800 4000
Chair 100 500
Electric Blanket 150 350
Lamps 200 400
Bed/Mattress/Base 1000 2500
Ornaments/Artwork 300 500
TV/Video 500 1100
Miscellaneous    
Total Master Bedroom 4,130 11,050
 
Bedroom 2 $ $ $
Alarm Clock/Radio 80 200
Bedding/Linen 1000 1500
Bedroom Furniture 800 2000
Chair 100 500
Electric Blanket 150 350
Lamps 200 400
Bed/Mattress/Base 1000 1500
Ornaments/Artwork 300 500
TV/Video 500 1100
Miscellaneous    
Total Bedroom 2 4,130 8,050
 
Bedroom 3 $ $ $
Alarm Clock/Radio 80 200
Bedding/Linen 1000 1500
Bedroom Furniture 800 2000
Chair 100 500
Electric Blanket 150 350
Lamps 200 400
Bed/Mattress/Base 1000 1500
Ornaments/Artwork 300 500
TV/Video 500 1100
Miscellaneous    
Total Bedroom 3 4,130 8,050
 
General and Personal Effects $ $ $
Antiques 800 3000
Barbeque 500 5000
Bicycles 600 1500
Binoculars 200 2500
Cameras 500 1000
Cellphones 500 1200
Collections (Stamps/Coins) 1000 1500
Clocks 150 300
Clothing and Footwear 7000 15000
Games/Toys etc 600 1000
Outdoor Portable Gas Heater 400 2500
Hobby Equipment 500 2000
Jewellery/Watches 1500 4000
Unfixed Mirrors 250 400
Musical Instruments 200 1000
Artwork/Ornaments 300 2500
Personal Electronics (iPod/MP3) 500 1000
Plant Containers & Pots 500 1000
Sewing Machine 500 1200
Spectacles/Glasses (each) 600 1000
Sports Equipment 300 1000
Suitcases/Bags/Purses 500 800
Unfixed Heaters/Fans/Dehumidifiers 1000 5000
Unfixed Swimming Pool or Spa 500 8000
Video Cameras 800 2000
Miscellaneous    
Total General and Personal Effects 20,200 65,400
 
Garage/Workshop $ $ $
Camping Equipment 700 3000
Garden Hose and Reel 200 500
Ladders/Step Ladder 100 500
Lawn Mower/Wheel Barrow 600 3000
Outdoor Furniture 1000 4000
Tools/Power Tools 1000 4000
Miscellaneous    
Total Garage/Workshop 3,600 15,000
 
CONTENTS TOTALS $ $ $
Living Areas 15,450 44,500
Kitchen 7,480 16,380
Bathroom 2,330 5,600
Laundry 2,100 5,080
Office 4,250 9,700
Master Bedroom 4,130 11,050
Bedroom 2 4,130 8,050
Bedroom 3 4,130 8,050
General and Personal Effects 20,200 65,400
Garage/Workshop 3,600 15,000
GRAND TOTAL 67,800 188,810


The information provided in respect of content values is necessarily generalised and should not be taken as determinative. AA Insurance Limited encourages you to make considered assessments as to the replacement value of specific items, and in particular, for valuable items.

See also

Car insurance

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Contents insurance

Protection for what makes your house your home.

Home insurance

Cover for your most valuable possession.

ContentsCover Policy Document

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