Contents Insurance

If the worst happens, you can rest assured that we’ll take care of things so you can get back to normal as soon as possible, with a minimum of stress and fuss.

Two levels of contents insurance cover

With AA Insurance ContentsCover you can choose the protection that’s right for you:

Accidental Damage Cover

Covers you for the big events, as well as the smaller accidents.  With Accidental Damage cover you’ll be protected for Defined Events (listed below) as well as accidental damage or loss to your contents.  This gives you the most comprehensive protection available.

Defined Events Cover

Is great if you’re concerned about protecting your contents for damage from bigger events but happy to look after smaller accidents yourself.  With Defined Events cover you’ll be protected for loss or damage caused by fire, lightning, storm, flood, burglary by violent or forced entry, malicious damage, vandalism, natural disasters and more.  This type of insurance protects you for the big stuff, for a smaller premium.

New Zealand-wide cover

We’ll protect your belongings at home and on the road, no matter where you – and they – are in the country.

Natural disaster top-up

If the unexpected happens and your contents are damaged by a natural event we’ll top up the cover provided by the EQC to ensure your contents are fully covered.

Removal of your contents

We will pay the reasonable cost of moving your contents to temporary accommodation, and/or a professional storage facility if your home becomes unfit to live in as a result of an event covered by your policy, and your contents are at risk of loss or damage.

Contents in storage

We cover your contents while kept in a professional storage facility*.

*Cover is limited to Defined Events for a maximum of 12 months.

Removal of your contents

We will pay the reasonable cost of moving your contents to temporary accommodation, and/or a professional storage facility if your home becomes unfit to live in as a result of an event covered by your policy, and your contents are at risk of loss or damage.

More policies means more savings

Insure both your contents and your home with us, and you’ll receive a discount on both policies.
Then, if your contents and home at the same address are damaged at the same time, you'll only have to pay one excess for the claim.

Lower your premiums with Flexi-excess

With flexible excess options on your home and contents you can choose a higher voluntary excess in return for lower premiums – and you’ll only have to pay that excess at claim time.

For more information, give us a call on 0800 500 213.

Ordering a Policy Document

At AA Insurance, we regularly review our policies to ensure that if the unexpected happens, our customers are covered for the things that are most important to them. 

If you want to learn more about our latest ContentsCover policy and the options we can offer, please view the attached document.

If you currently have ContentsCover insurance with us and would like a copy of your policy document, we can send you the appropriate policy according to your last renewal date.  Please click here to submit a request, and we will email or send a copy to you.

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