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Insurance benefits and discounts

FAQs

Questions:

 

Answers:

What are AA Rewards Discounts?

The table and information below provide a summary of AA Rewards Discounts exclusive to AA Members, and the terms and conditions of how they are applied.


AA Member Years

RoadCover
Plus

RoadCover Third Party / Third Party Fire and Theft

HomeCover

ContentsCover

Boat (Trailered)

1 to 4

$10

$5

$5

$10

$5

5 to 9

$25

$5

$5

$15

$5

10 to 14

$35

$10

$10

$30

$10

15+

$50

$10

$10

$50

$10

 

Terms and conditions:

1. The AA Rewards Discounts are correct at time of publication and are subject to change without prior notice to the policy holder.

2. AA Rewards Discounts do not apply to caravan, trailer, vintage car, hull, motorcycle, on the move, or health policies.

3. AA Rewards Discounts are only applicable to financial personal AA Memberships. They do not apply to the following:

          * AA Business Care Membership.

          * Policies where the motor vehicle is a fleet vehicle used for business purposes.

          * Policies where the home is insured under a body corporate account.

4. AA Rewards Discounts are annual dollar discounts. The dollar discount is based on a 12 month policy period. Any policy less than 12 months will be calculated on a pro rata basis for the period since the start date of the policy.

5. AA Rewards Discounts are deducted from the total annual premium due.

6. AA Rewards Discounts are calculated and applied at the start date of a new policy and at the annual renewal of a policy.

7. Policy holders' personal information is held pursuant to our privacy policy and subject to the Privacy Act 1993.

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Do I qualify for a Guaranteed No Claims Bonus for Life?

If you have:

  • Had no accidents in the last five years in which you were at fault
  • Held a Restricted or Full NZ drivers licence (or equivalent overseas licence) for the last five years

Then you qualify for our Guaranteed No Claims Bonus For Life when you take out comprehensive car insurance.

See if you qualify with our Guaranteed No Claims Bonus For Life calculator.

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What is Guaranteed No Claims Bonus For Life?

Once you have our Guaranteed No Claims Bonus For Life, you can never lose it, even if you have an accident. This means your premiums will never go up as a result of a claim.

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What is a No Claims Bonus?

A No Claims Bonus (sometimes called a No Claims Discount) is a discount you receive if you’ve had car insurance for a year or more and not made a claim. After your first year of claim free car insurance we’ll give you a No Claims Bonus of 30 percent off your premium. This increases with each claim-free year up to a maximum of 60 percent.  Then you may qualify for our Guaranteed No Claims Bonus For Life.

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What's special about what AA Insurance offers?

When you insure with AA Insurance, you’ll receive insurance with benefits that simply aren’t available anywhere else.When you insure with AA Insurance, you’ll receive insurance with benefits that simply aren’t available anywhere else.

For instance RoadCover Plus offers you a Guaranteed No Claims Bonus For Life, Lifetime Repair Guarantee, access to our Customer Service Centres and AA Rewards Discounts for AA Members – none of which are offered by any other insurer.
 
With HomeCover, if disaster strikes, we’ll fully replace your home.  We’ll have it rebuilt as new, to the same size, with the same or similar materials and construction – regardless of cost.
 
With ContentsCover we offer New For Old cover.  This means if something you own is stolen, lost or damaged beyond repair, we’ll replace it with a brand new item, regardless of the age of the original. So if your five year-old TV is stolen, we’ll replace it with a brand new TV.  The only exceptions are clothing, footwear, toiletries and cosmetics where age, use and condition are taken into account.

If you have more than one type of insurance with us - for example HomeCover and ContentsCover - you may be eligible for a discount. Call us on 0800 500 231 to find out.

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What discounts does AA Insurance offer?

If you have more than one type of insurance with us – for example HomeCover and ContentsCover – you may be eligible for a discount. Call us on 0800 500 231 to find out.

We also offer AA Rewards Discounts to AA Members - have a look and see how much you could save.

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