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Glossary


F

Full Replacement

If your house is damaged beyond repair, we’ll arrange to rebuild it as new, to the same size, with the same or similar materials and construction (or the nearest modern equivalent) – regardless of the cost.

No fault, no excess

If you’re in an accident that wasn’t your fault and you can identify whose fault it was, you won’t have to pay any excess and it won’t affect your no claims bonus.

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