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Home Insurance

Your home is likely to be your most valuable and precious possession. That’s why it’s a good idea to have the protection of AA Insurance HomeCover®. If the worst happens, you can rest assured that we’ll take care of things so you can get back to normal as soon as possible, with a minimum of stress and fuss.

Two levels of home insurance cover

With AA Insurance HomeCover you can choose the protection that’s right for you:

Accidental Damage Cover

Covers you for the big events, as well as the smaller accidents.  With Accidental Damage cover you’ll be protected for Defined Events (listed below) as well as accidental damage to your home.  This gives you the most comprehensive protection available.

Defined Events Cover

Is great if you’re concerned about protecting your home from bigger events but happy to repair smaller damage yourself.  With Defined Events cover you’ll be protected for loss or damage caused by fire, lightning, storm, flood, burglary by violent or forced entry, malicious damage, vandalism, natural disasters and more.  This type of insurance protects you for the big stuff, for a smaller premium.

Full Replacement

Full Replacement

This means if disaster strikes we’ll rebuild your home as new, to the same size, regardless of the cost.  This means you never have to worry if you have enough cover because you’ll know exactly what you’re going to get.

Personal Customer Manager

Personal Customer Managers

Your personal contact at AA Insurance who looks after you when you make a claim. They’ll keep you fully informed, making sure things stay on track and hassle-free.

Temporary Accommodation

Temporary accommodation

We will cover reasonable alternative accommodation for you, your family and your household pets if your home becomes unfit to live in as a result of an event covered by your policy.*

*Cover is limited to $20,000 and a maximum of 12 months.
AA Member Discounts

AA Member Discounts

Exclusive to AA Insurance! Even better value for AA Members.
AA Member Discounts are dollar discounts that save you money every year on key insurance policies. The longer you've been an
AA Member, the better the discount

See how much you could save

Become an AA Member

Replacement of keys or locks

We will pay for the replacement of keys or locks, or changes to key codes if the security of your home is at risk following a burglary, theft, or loss. 

Loss of Rent

If you’ve let us know the house you own is rented and your tenants can’t live there because of damage, we’ll pay for the rent you lose while we repair the damage.*

*Cover is limited to $20,000 and a maximum of 6 months. 

 

Natural disaster top-up

If the unexpected happens and your home is damaged by a natural event we’ll top up the cover provided by the EQC to ensure you can get your life back to normal as quickly as possible.

 

More policies means more savings

Insure both your home and your contents with us, and you’ll receive a discount on both policies.
Then, if your contents and home at the same address are damaged at the same time, you'll only have to pay one excess for the claim.

 

Lower your premiums with Flexi-excess

With flexible excess options on your home and contents you can choose a higher voluntary excess in return for lower premiums – and you’ll only have to pay that excess at claim time.

For more information, give us a call on 0800 500 213.

 

Requesting a Policy Document

At AA Insurance, we regularly review our policies to ensure that if the unexpected happens, our customers are covered for the things that are most important to them.

If you want to learn more about our latest HomeCover policy and the options we can offer, please view our HomeCover Policy Document.

If you currently have HomeCover insurance with us and would like a copy of your policy document, we can send you the appropriate policy according to your last renewal date.  Please click here to submit a request, and we will post or email a copy to you.

 


You might also be interested in…

Contents Insurance

See also

Contents insurance

Insure what helps make your house your home.

Car insurance

Competitive car insurance from the car insurance specialists.

Making a claim

Find out how to make your claim faster and simpler.

Policy Document Requests

  • Please click here to request a copy of your HomeCover Policy Document.


Top FAQs

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