Home Insurance

Full Replacement

If disaster strikes, we’ll rebuild your home as new, to the same size, with the same or similar materials and construction – regardless of cost.

Your personal Customer Manager

Your personal contact at AA Insurance who looks after you when you make a claim. They’ll keep you fully informed, making sure things stay on track and hassle-free.

Temporary accommodation

If your home is uninhabitable we’ll pay for temporary accommodation for you and your family for up to 12 months while we repair or rebuild your home.

AA Rewards Discounts

Exclusive to AA Insurance! Even better value for AA Members.
AA Rewards Discounts are dollar discounts that save you money every year on key insurance policies. The longer you've been an
AA Member, the better the discount

See how much you could save

Become an AA Member

Lock replacement

We’ll pay up to $500 to replace locks or change key codes on external doors if your keys are stolen.

Gradual deterioration

We’ll pay up to $2,000 for damage caused by leaking water or waste pipes if it happened while we covered your home, and you’ve taken reasonable steps to check and maintain your home.

Legal liability cover

If an accident at your home or section damages someone else’s property we’ll protect you against any claim they make against you up to $1 million.

Loss of Rent

If you’ve let us know the house you own is rented and your tenants can’t live there because of damage, we’ll pay for the rent you lose while we repair the damage.

Landlord's fixtures and fittings

If you’ve let us know the house is rented we’ll pay up to $5,000 to cover the cost of replacing your carpet, drapes, light fittings, and plumbed-in washing machine and dishwasher.