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AA Membership Discount

An AA Membership opens the door to a world of fantastic services and motoring, travel and entertainment discounts and much more. Plus, personal AA Members may be eligible to receive discounts on annual insurance premiums for most new or renewing policies.

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Be in to win!

Go in the draw to win a $1,500 prize pack! Sign up to become a personal AA Member before your AA Insurance policy renews and you could win a prize pack from AA Member Benefits providers.

See below for full details.

What is an AA Membership?

Roadservice and breakdown assistance

Help is just a phone call or click away when the unexpected happens on the road.

On average, the AA receives nearly half a million calls for help every year.* Your AA Membership covers you, not the vehicle. You are covered whether you're the driver or the passenger, no matter what you drive or ride.

Click here for Membership options and fees and here for full AA Membership T&Cs.

AA Member Benefits

Plus, your AA Membership entitles you to discounts on a large variety of products and services! Check out where you can access AA Member discounts and benefits here.

Have an AA Insurance policy and want to sign up as an AA Member? You may be eligible for a discounted price of $49 per year on your Membership for the first 2 years. T&Cs apply. Call us to find out more.

AA Member Benefits

✔ Six annual AA Roadservice callouts for new Members

✔ Unlimited AA Roadservice callouts when an AA Member for 10 consecutive years or more

✔ Access over 40 ways to save, from free Specsavers eye tests to discounts on EVENT Cinemas movie tickets, and so much more.

Pre-existing incidents and breakdowns which occurred prior to the AA Member joining the AA are not covered. From the time of joining as a standard Member, there's a 24 hour stand down period before you can access your callouts.

*The AA received 490k+ calls in 2023

Be in to win!

Sign up to become a personal AA Member and contact us to let us know your Membership details to have the AA Membership discount applied to your policy before you renew, and you'll be entered into the draw to win a $1,500 prize pack from AA Member Benefits providers! The prize includes vouchers for EVENT Cinemas ($160), AA Auto Centres ($329), Timezone ($100), MoleMap ($319), Pita Pit ($150), GO Rentals car hire ($300) and Petals Florist Network ($150). We’ll contact you if you’ve won.

There will be 12 monthly prize draws with one winner each month, that will be drawn on 7 May 2025, 9 June 2025, 7 July 2025, 7 August 2025, 8 September 2025, 7 October 2025, 7 November 2025, 8 December 2025, 7 January 2026, 9 February 2026, 9 March 2026, 6 April 2026.

Full competition terms and conditions apply and can be found here.

AA Membership: Insurance Discounts

Already have a personal AA Membership? If you need to update your details or renew, here are some helpful links to manage your AA Membership.

Plus, we offer a personal AA Membership Discount on annual insurance premiums for most new or renewing policies. The discount you receive will depend on how long you have been a personal AA Member. Simply provide your personal AA Membership number each time you take out a new policy or renew an eligible policy for the discount to apply at the start of your new policy term or at your next renewal. The discount cannot commence part way through the term of an existing policy or apply retroactively (outside any applicable grace period) to any policy.

Below is a breakdown of the discounts you can get on your policies by being a personal AA Member, including a new 20+ year discount band!

AA Membership: General Insurance Discounts

Prior to 28 January 2025

The table below provides a summary of AA Member Discounts exclusive to AA Members on eligible new and renewing general insurance policies prior to 28 January 2025.

AA Member Years

Boat

1 to 4

$10

$5

$5

$10

$5

$5

5 to 9

$25

$5

$5

$15

$10

$5

10 to 14

$35

$10

$10

$30

$15

$10

15 - 19

$50

$10

$10

$50

$20

$10

See our full terms and conditions for other important information, exclusions and limitations.

As of 28 January 2025

The table below provides a summary of AA Member Discounts exclusive to AA Members on eligible new and renewing general insurance policies taken out or renewed from 28 January 2025 onwards.

AA Member Years

Boat

1 to 4

$20

$10

$20

$20

$10

$5

5 to 9

$30

$15

$30

$30

$15

$5

10 to 14

$40

$20

$40

$40

$20

$10

15 to 19

$55

$20

$55

$55

$20

$10

20+

$60

$20

$60

$60

$20

$10

See our full terms and conditions for other important information, exclusions and limitations.

AA Membership Small Business Insurance Discounts

Prior to 28 January 2025

The table below provides a summary of AA Member Discounts exclusive to AA Members on eligible new and renewing Small Business insurance policies prior to 28 January 2025.

AA Member Years

Public and Products Liability

Statutory Liability

Equipment Breakdown

Deterioration of Stock

Commercial Vehicle Third Party, Commercial Vehicle Third Party, Fire & Theft

Portable Contents and Stock

Business Contents and Stock

Back in Business

Commercial Vehicle Comprehensive

1 to 4

$5

$10

$10

5 to 9

$5

$10

$25

10 to 14

$10

$20

$35

15+

$20

$55

$20

See our full terms and conditions for other important information, exclusions and limitations.

As of 28 January 2025

The table below provides a summary of AA Member Discounts exclusive to AA Members on eligible new and renewing Small Business insurance policies taken out or renewed from 28 January 2025 onwards.

AA Member Years

Public and Products Liability

Statutory Liability

Equipment Breakdown

Deterioration of Stock

Commercial Vehicle Third Party, Commercial Vehicle Third Party, Fire & Theft

Portable Contents and Stock Business Contents and Stock Back in Business

Commercial Vehicle Comprehensive

1 to 4

$10

$10

$20

5 to 9

$15

$15

$30

10 to 14

$20

$20

$40

15 to 19

$20

$20

$55

20+

$20

$20

$60

See our full terms and conditions for other important information, exclusions and limitations.

More than just insurance

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In your community

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Customer hub

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Tools & tips

We’ve put together straightforward answers to some commonly asked questions, as well as tips and examples to help you better understand insurance.