Be in to Win Competition - Terms and Conditions

1. Participation in this competition by purchasing and paying for a new AA Insurance Comprehensive, Third Party Fire & Theft, Third Party Only or Comprehensive Classic Car insurance policy (Qualifying Policy) is deemed acceptance of these terms and conditions (Terms).

Promoter

2. The promoter of the Be in to Win Prezzy® card (Prezzy® card) competition (Competition) is AA Insurance Limited (AA Insurance or us), with its registered office at Level 5, 20 Viaduct Harbour Avenue, Auckland. Competition Period

3. The Competition commences on 21 July 2025 and finishes at 11.59pm on 31 August 2025 (the Competition Period).

Eligibility 4. To be eligible for entry into the Competition, you must:

a. take out a new Qualifying Policy during the Competition Period; and

b. pay the annual premium for the new Qualifying Policy in full or put in place a direct debit agreement with the first payment for the new Qualifying Policy being paid during the Competition Period.

5. You will not be eligible to participate in this Competition if you:

a. are seeking a quote for, or renewing, a policy that has either expired or been cancelled by us for non-payment (or any other reason that may result in cancellation of your policy) within the three months before the Competition Period or at any time during the Competition Period;

b. have an existing AA Insurance policy that is cancelled either by you or by us within the three months before the Competition Period or at any time during the Competition Period and a new policy insuring the same car is purchased within the Competition Period; or

c. take a Qualifying Policy out, and then cancel it either during or within the two-month period following the Competition Period. In this instance, you will either (1) not be eligible to receive a prize; or (2) if you have already received a prize, be required to return it/them to us or reimburse us for its/their value.

6. This Competition is available for Qualifying Policies purchased via AAI’s website: aainsurance.co.nz, by calling 0800 AA Insure, or by visiting an AA Centre.

7. The Competition is open to New Zealand residents over 18 years of age only. Employees, contractors and their immediate families (including partners, siblings, grandparents, parents, children and grandchildren), of the following companies, are not eligible for the Competition: AA Insurance Limited, The New Zealand Automobile Association Limited (NZAA) and subsidiaries of NZAA; NZAA District Councillors; any company with which the NZAA has a current joint venture arrangement; shareholders and suppliers of AA Insurance; including agencies, contractors, subcontractors, suppliers and affiliated providers. Competition

8. Every new Qualifying Policy purchased and paid for during the Competition Period will automatically be entered into the following:

a. one of six (6) weekly draws to win one (1) of eighteen (18) $1,000 Prezzy® Cards (Prize). For the avoidance of doubt, a Prize consists of a single item, one (1) $1,000 Prezzy® Card. Terms and Conditions apply to the use of Prezzy® Cards and can be found at prezzycard.co.nz/terms-and-conditions. Any additional costs associated with the Prezzy® card(s), including but not limited to travel, are not included in the Promotion and are the customer’s responsibility; and

b. one (1) draw to win one (1) BYD Sealion 6 Dynamic FWD and one (1) year of Comprehensive car insurance (Grand Prize).

9. The Competition is limited to one (1) entry per Qualifying Policy regardless of the number of policy holders listed.

10. Prizes in this Competition are not able to be won in conjunction with any other competition promoted by AA Insurance during the Competition Period.

11. All valid entries during the Competition Period will be entered into the following:

a. A weekly draw that is conducted on the Wednesday after the date on which payment for a Qualifying Policy is received by AA Insurance. For example, policies that are purchased and paid for in week 1 (between 21 July 2025 and 27 July 2025) will be eligible for the week 1 draw, to be conducted on Wednesday, 30 July 2025 (Weekly Draw Date). If a draw is unable to be conducted on the applicable Weekly Draw Date for any reason, AA Insurance shall conduct the draw at the next practicable date available. Entries will be drawn at random and the first three valid entries drawn each week will be deemed a winner of a Prize (Prize Winner). A Qualifying Policy will only be eligible for entry into one weekly draw.

b. A Grand Prize draw that will be conducted on Wednesday, 3 September 2025 (Grand Prize Draw Date). All Qualifying Policies which are purchased and paid for during the Competition Period will be eligible for the Grand Prize draw. If the Grand Prize draw is unable to be conducted on the Grand Prize Draw Date for any reason, the Promoter shall conduct the draw at the next practicable date available. Entries will be drawn at random and the first valid entry drawn will be deemed the winner of the Grand Prize (Grand Prize Winner).

Prizes

12. The Prize Winners will be contacted by phone on the number listed on their policy at the time the winner is drawn. If, after making reasonable attempts, AA Insurance cannot contact a Prize Winner by phone within ten (10) working days of a Draw Date, that Prize Winner will no longer be eligible to receive their Prize and their Prize will be redrawn on the same terms and conditions, until a winner is successfully contacted.

13. Prizes cannot be transferred, exchanged or redeemed for cash if the Prize Winners do not wish to or are unable to take up a Prize for any reason whatsoever.

14. Prizes will be mailed via courier to the Prize Winners within 30 days of AA Insurance contacting the Prize Winners by phone.

15. Prize Winners are responsible for providing accurate address information to AA Insurance. If delivery of a Prezzy® card to a Prize Winner fails and the Prezzy® card is returned to AA Insurance, AA Insurance will retain the Prezzy® card for a period of six calendar months from the date the Prezzy® card is returned. AA Insurance will arrange one (1) redelivery attempt. If after one (1) re-delivery attempt the Prize Winner is still unable to take delivery of the Prezzy® card, following the end of the six-month retention period, the Prize Winner will no longer be eligible for the Prezzy® card under this Competition. Delivery will only be made to a New Zealand residential address. For the avoidance of doubt, the delivery terms of this clause 7 take priority over clause 9 of the Prezzy® card terms and conditions: www.prezzycard.co.nz/terms-and-conditions.

16. AA Insurance reserves the right to publish a Prize Winner’s first name and city on the AA Insurance website. Grand Prize

17. The Grand Prize Winner will be contacted by phone on the number listed on their policy at the time the winner is drawn. If, after making reasonable attempts, AA Insurance cannot contact the Grand Prize Winner by phone within ten (10) working days of the Grand Prize Draw Date, that Grand Prize Winner will no longer be eligible to receive the Grand Prize and the Grand Prize will be redrawn on the same terms and conditions, until a winner is successfully contacted.

18. The Grand Prize cannot be transferred, exchanged or redeemed for cash if the Grand Prize Winner does not wish to or is unable to take up the Grand Prize for any reason whatsoever.

19. The Grand Prize Winner must supply the relevant BYD dealership (to be advised at the time of notification of winning the Grand Prize) with a valid New Zealand driver’s licence to enable the BYD dealership to register the Grand Prize in the Grand Prize Winner’s name.

20. Delivery of the Grand Prize will take place at the Grand Prize Winner’s closest BYD dealership. Delivery is complete when the Grand Prize is in the Winner’s possession. On delivery all related liability of ownership of the Grand Prize becomes the responsibility of the Grand Prize Winner. Extent to the extend required by law, neither AA Insurance, Ateco Automotive New Zealand Limited (Prize Sponsor) nor the relevant BYD dealer will have any liability for the Grand Prize, including any injury or damage caused by the negligence of the Grand Prize Winner, following delivery.

21. The Grand Prize includes on-road costs, twelve months’ vehicle registration and Warrant of Fitness, a full tank of fuel and one year of AA Insurance Comprehensive car insurance. The Grand Prize does not include maintenance, future registrations, operational costs, or any other costs associated with owning a motor vehicle. Compliance with government or regulatory requirements is the responsibility of the Grand Prize Winner. AA Insurance makes no representation as to the safety, conditions or other issues that may exist in owning the Grand Prize. Prior to taking possession of the Grand Prize, the Grand Prize Winner will sign all reasonable waivers, acknowledgements and transfers of ownership as may be required by AA Insurance.

22. The colour of the Grand Prize may vary from that shown in any promotional material and is at the discretion of the Prize Sponsor.

23. If the model of the Grand Prize shown in any promotional material is unavailable, the Prize Sponsor will provide a vehicle of equal or greater value, entirely at its discretion.

General

24. AA Insurance may refuse to award a Prize or the Grand Prize to a participant who, in AA Insurance’s view, has acted fraudulently or not complied with these Terms or the terms and conditions of their AA Insurance policy.

25. Application for cover is subject to underwriting acceptance. Only Qualifying Policies underwritten by AA Insurance under the AA Insurance brand are eligible for participation in the Competition.

26. AA Insurance has no control over the internet or mobile telephone communications, networks or lines, bugs, viruses and server problems and accepts no responsibility for any problems associated with them, for any reason.

27. If any event or circumstance occurs which is beyond the reasonable control of AA Insurance which prevents AA Insurance from complying with these Terms, AA Insurance will not be liable for any failure to perform or delay in performing its obligations.

28. AA Insurance reserves the right to modify these Terms at its reasonable discretion and to extend, modify, postpone or cancel the Competition at any time for any reason beyond our reasonable control. Any extension, modification, postponement or cancellation of the Competition will be notified on aainsurance.co.nz/beintowin. AA Insurance’s decision is final, and no correspondence will be entered into.

29. AA Insurance, its related companies, and agencies associated with this Competition, will not be liable for any loss, claim, cost, expense, liability or injury (“Loss”) suffered by any person in any way associated with the Competition including as a result of participation in the Competition or use of a Prezzy® card or the Grand Prize, except where such Loss cannot be excluded by law. Nothing in these Terms is intended to exclude, limit or modify any statutory rights any person may have under the Consumer Guarantees Act 1993.

30. AAI Insurance may communicate or advertise the Competition using Facebook. However, the Competition is in no way sponsored, endorsed or administered by, or associated with, Facebook. Entrants are providing their information to AA Insurance and not to Facebook. Each entrant completely releases Facebook from any and all liability.

31. Policy cover with AA Insurance is subject to standard underwriting conditions. Policy conditions apply on any insurance claim and an excess usually applies. Click here for full policy terms and conditions.

32. These Terms shall be governed by the laws of New Zealand and are subject to the exclusive jurisdiction of the New Zealand Courts.

Privacy

33. By taking part in this Competition and taking out a new policy with AA Insurance, AA Insurance will collect your personal information and the personal information of any joint policyholder. Your personal information will be held by us in accordance with our privacy policy which can be accessed online here. By taking part in this Competition you consent to AA Insurance using your personal information for future marketing purposes, unless you otherwise advise us. Any request to access or correct your personal information or to opt out of marketing communications should be directed to AA Insurance, P.O. Box 992, Shortland Street, Auckland 1140 or by calling 0800 500 231.

34. The Grand Prize Winner will provide reasonable personal access to AA Insurance for the purposes of interviews, quotes and content relating to the Grand Prize, the Competition, AA Insurance and its products. The Grand Prize Winner will not act in any manner which brings AA Insurance or its products into disrepute

35. Acceptance of the Grand Prize is deemed consent for AA Insurance to use the Grand Prize Winner's details, photographs and other information of all kinds for promotional and media purposes through any channel or media without any further reference, payment or other compensation to the Grand Prize Winner.