Levels of cover
We offer three levels of cover:
- Comprehensive – Our most popular cover for your vehicle if you or anyone else accidentally damages it.
- Third Party, Fire & Theft – Cover for your vehicle if it is damaged by fire, stolen, or you accidentally damage someone else’s property with your vehicle.
- Third Party – Basic cover if you damage someone else’s property with your vehicle.
How can Comprehensive Commercial Vehicle insurance help?
Whether your vehicles are on-road, off-road, on wheels or tracks, if you use vehicles for any part of your business then accidents, damage or theft can halt your business in its tracks.
Comprehensive policy benefit
Every business is unique, so give us a call on 0800 500 231 to discuss the best insurance options for you.
This page is only a summary of key benefits, and application for cover is subject to underwriting acceptance. For full details, exclusions and limitations, please read the policy document.
Frequently asked questions
Our car insurance has an open driver policy, unless a special term has been applied to your policy. This means that any licensed driver who has your permission to drive your car, will automatically be covered, provided they don't have any unacceptable traffic or criminal convictions and have not made any unacceptable claims or had unacceptable accidents (for example, using the car illegally).
Please see your policy schedule to determine if a special term has been applied to your policy.
Commercial Vehicle insurance does not cover an employee’s injury as a result of driving a company vehicle. You’ll need Employers Liability insurance for this cover. Employers Liability insurance provides cover for your legal liability if an employee injures themselves at work.