How can Portable Contents and Stock insurance help?

Portable Contents and Stock insurance covers your contents and stock which you normally carry around with you for your business, such as phones, laptops and tools.

  • Employee’s possessions

    If your employee damages their personal possessions while they are being worn, carried or used in the course of their duties or employment, we’ll cover up to $5,000 per employee per event.

  • Money

    We will cover the physical loss of your business money resulting from theft where there has been violence or threat of violence towards you.

    If there is a physical loss of your business money from your business or residential premises, we’ll cover you up to $1,000.

  • Software

    If there is an event covered by your policy which damages your electronic equipment, we’ll cover the cost to reset, reprogram or restore software, up to $50,000 per event.

  • Cell phone, tablet or laptop impact excess

    We will reduce your excess to $250 if your cell phone, tablet or laptop is damaged by accidental impact while it is protected by a reputable shock and drop-proof case.

  • Portable computer equipment while away from New Zealand

    If your portable computer equipment is damaged while you are travelling overseas, we will pay up to $5,000 for any one item, to a total of $10,000.

  • Expediting costs

    We will pay for the reasonable cost of express freight or overtime labour within New Zealand, so your portable contents can be repaired or replaced as quickly as possible.

  • Natural disaster

    You can choose to include cover for damage to your portable contents and stock caused by Natural Disaster.

Every business is unique, so give us a call on 0800 500 231 to discuss the best insurance options for you.

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Policy Document

This page is only a summary of key benefits, and application for cover is subject to underwriting acceptance. For full details, exclusions and limitations, please read the policy document.

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Call us on 0800 500 231

Frequently asked questions

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