Statutory Liability Insurance
Looking for protection for your legal liability if you unintentionally breach an Act? Get a Statutory Liability insurance quote from New Zealand’s Most Trusted General Insurer. Live a little freer with AA Insurance.
Speak to a Small Business Insurance Consultant
0800 500 231
How can Statutory Liability insurance help?
Despite best intentions, there may be times where you need to attend court due to an unintentional accident. Sometimes accidents happen which cause you to breach an Act, and you may be liable for a fine.
If you are found to be legally liable for the unintentional breach of an Act, we will pay for the fine as a result of this, up to your policy limit.
Acquittal
If you need to attend court due to a perceived breach of an Act and are found to not be liable for this, you won’t need to pay an excess and we will reimburse any defence costs you have already paid.
Advancement of defence costs
If you are required to attend court to defend your legal liability, we will advance your defence costs to you as and when they are incurred.
Defence costs
You can choose to have your cover extended to cover any defence cost which is otherwise excluded under the policy but involves a charge under Section 9 of the Law Reform Act 1936.
Every business is unique, so give us a call on 0800 500 231 to discuss the best insurance options for you.
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Policy Document
This page is only a summary of key benefits, and application for cover is subject to underwriting acceptance. For full details, exclusions and limitations, please read the policy document.
Frequently asked questions
If you can't find the answer you're looking for, please contact us.
If my employee breaches an Act while working for me, am I still covered?
Yes. You are still covered for your legal liability if your employee unintentionally breaches an Act, as they were working for you at the time.
Call us on 0800 500 231 to discuss your cover options.
Does Statutory Liability insurance cover my liability if I damage someone else's property?
Statutory Liability insurance provides cover for professional accidents such as providing incorrect information. Liability for other people's belongings is covered under Public and Products Liability insurance.
Call us on 0800 500 231 to discuss your cover options.