Insurance for Hospitality, Food and Drink
AA Small Business Insurance offers cover designed especially for small wholesalers and retailers of food and drinks. Our flexible policies insure you against common concerns that include the interruption of your business, a wide range of liabilities including employee or customer injuries, and the loss of essential equipment. Our Deterioration of Stock and Equipment Breakdown policies have been designed specifically for the industry, and cover fridges, freezers and the perishable stock inside them. It’s all about getting you back up to full steam as soon as possible.
We have not been able to find an exact match for your needs, as none of our online products are quite right for your business.
To help get you sorted, we’d like to talk with you when you have a moment. Please call us on 0800 500 231, request a call-back or call a broker for assistance.
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How many employees do you have?
Do you own any business vehicles?
Won't be long!
We're working out the best policy types for your business
Covers you for loss or damage to your contents and stock while at your business premises, and for certain items while they are in transit.
Covers loss or damage to portable items or stock that you usually carry around with you in the course of your business.
Covers your reduction in business income when accidental damage prevents your business from operating as it normally would.
Covers your legal liability to pay compensation for damage to someone else's property, or for personal injury to someone (other than your employees), including your defence costs.
Covers defence costs, fines and penalties ordered against you as a result of unintentional breaches of most New Zealand laws, as well as reparation ordered under the Health and Safety at Work Act.
Covers your defence costs and legal liability to pay damages to your employees who suffer a personal injury at, or because of, work.
Your choice of Comprehensive, Third Party (including fire and theft) or Third Party Only cover.
Covers you for physical theft of money or property (but not computer-based crime).
Covers you for damage occurring to refrigeration machinery at your place of business.
Our packages change to fit your business — not the other way around. Customise your policy and update it as your needs change.