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Third Party, Fire & Theft

Looking for a car insurance comparison? Get a Third Party, Fire & Theft car insurance quote from New Zealand’s Most Trusted General Insurer. Live a little freer with AA Insurance.

Voted Most Trusted General Insurer* by NZers for 11 years running

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What is included?

  • Agreed Value

    Your Agreed Value is the amount we agree to insure your car for when your policy begins and at each renewal.

    We'll pay you your Agreed Value if your car can't be repaired or is stolen.

  • Cover for fire damage and theft

    If your car is damaged by fire or stolen, we'll pay up to your Agreed Value to repair or replace it.

  • Damage to someone else's property

    If your car accidentally damages someone else’s car or property, we’ll pay up to $20million if you’re legally liable for the costs.

  • Uninsured accident cover

    In an accident with an uninsured vehicle - we'll pay for the repairs to your car up to $4,000.

Optional extra

  • Excess-Free Glass Cover

    By adding Excess-Free Glass Cover, you won’t have to pay an excess if your claim is only for accidental damage to your windscreen or windows.

This page is only a summary of key benefits, and application for cover is subject to underwriting acceptance. For full details, exclusions and limitations, please read the policy document.

Ready to get started?

Getting a quote only takes 5-10 minutes.

What makes us different?

  • Personal Customer Managers

  • 24 hour claims support

  • Always speak to a real person

  • NZ based call centre

Tailored to you

We offer three levels of car insurance, so you can get the best cover for your needs and budget - ComprehensiveThird Party, Fire & Theft, and Third Party

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Frequently asked questions

If you can't find the answer you're looking for, please contact us.

*As voted by consumers 2011 – 2021 in the Reader’s Digest Trusted Brands survey. For more information visit aainsurance.co.nz/awards