Third Party, Fire & Theft
Looking for a car insurance comparison? Get a Third Party, Fire & Theft car insurance quote from New Zealand’s Most Trusted General Insurer. Live a little freer with AA Insurance.
Voted Most Trusted General Insurer by New Zealanders for 12 years running
Voted by consumers 2011 - 2022 in the Reader's Digest Trusted Brands survey. Find out more.
We've got you covered
If your car accidentally damages someone else's car or property, we'll pay up to $20 million if you or your driver are legally liable.
Accidents with an uninsured third party
If you're in an accident with an uninsured driver who was at fault and you get their details, we may be able to cover you up to $4,000.
Cover for fire damage and theft
If your car is damaged by fire or stolen, we'll pay up to your
More reasons to choose us
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This page contains a summary of key benefits. Excesses, terms, conditions, limits and exclusions apply to these policies. Please read the policy document for full details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.
Third Party Fire & TheftThis policy
If you have been in an accident
First, make sure that everyone is safe and out of danger - call an ambulance, the police or other emergency services departments if necessary.
How it works after an accident
We'll take care of the claim for you
If you are responsible for damage to someone else's vehicle or property, we will contact the other driver or their insurer in order to reach a resolution, so that you don't have to.
Why do I have to pay an excess?
Excesses are designed to help keep insurance affordable. An excess is the amount you pay when you make a claim - you pay a contribution towards the claim and your insurer pays the rest.
Can't find what you're looking for?
We put our customers' needs first and pride ourselves on working with them to help eliminate stress and uncertainty.
That's why, when Scott rang us for help when he discovered his mother had been in a car accident, we responded quickly. We towed the car to the assessors and, after it was deemed a total loss, we deposited the agreed value into their account the very same day.