Third Party Car Insurance
Looking for a car insurance comparison? Get a Third Party insurance quote from New Zealand’s Most Trusted General Insurer. Live a little freer with AA Insurance.
Voted Most Trusted General Insurer by New Zealanders for 12 years running
Voted by consumers 2011 - 2022 in the Reader's Digest Trusted Brands survey. Find out more.
Overview
We've got you covered
If your car accidentally damages someone else's car or property, we'll pay up to $20 million if you or your driver are legally liable.
Uninsured accident cover
In an accident with an uninsured vehicle - we'll pay for the repairs to your car up to $4,000.
Helping you save
You're in control
Choose the cover to suit your needs with our three levels of car insurance: Comprehensive, Third Party Fire & Theft, and Third Party. Compare here.
More reasons to choose us
Buy, manage, and claim online
New Zealand call centre
Personal Claim Manager
24/7 claims support
Cancel your policy anytime
Be mindful of
This policy does not cover damage to your car
If you require cover for damage to your vehicle, consider our Comprehensive policy.
This page contains a summary of key benefits. Excesses, terms, conditions, limits and exclusions apply to these policies. Please read the policy document for full details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.
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Policy documents
Additional documents
Looking for your
or ? You can request these through My AA Insurance by navigating to the 'Your documents' section under the relevant policy.Claiming
If you have been in an accident
First, make sure that everyone is safe and out of danger - call an ambulance, the police or other emergency services departments if necessary.
How it works after an accident
Get in touch with us
Once everyone is safe, gather information about the other car involved and the driver's details, registration and contact information. Then give us a call on 0800 500 216 or report your claim online.
We'll take care of the claim for you
If you are responsible for damage to someone else's vehicle or property, we will contact the other driver or their insurer in order to reach a resolution, so that you don't have to.
Why do I have to pay an excess?
Excesses are designed to help keep insurance affordable. An excess is the amount you pay when you make a claim - you pay a contribution towards the claim and your insurer pays the rest.
FAQs
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Customer testimonial
Scott's story
We put our customers' needs first and pride ourselves on working with them to help eliminate stress and uncertainty.
That's why, when Scott rang us for help when he discovered his mother had been in a car accident, we responded quickly. We towed the car to the assessors and, after it was deemed a total loss, we deposited the agreed value into their account the very same day.