People sitting outside a caravan

Caravan Insurance

Looking for a Caravan Insurance comparison? Get a Caravan Insurance quote from New Zealand’s Most Trusted General Insurer. Live a little freer with AA Insurance.

Voted Most Trusted General Insurer* by NZers for 12 years running

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Caravan Insurance policy benefits:

  • Agreed value

    Your agreed value is the amount we agree to insure your caravan for when your policy begins and at each renewal.

    We'll pay you your agreed value if your caravan can't be repaired or is stolen.

  • Damage to your caravan and other people’s property

    If your caravan is accidentally damaged, or is stolen, we’ll repair it or pay you your agreed value to replace it.

    If your caravan accidentally damages someone else’s car or property, we’ll pay up to $20 million if you’re legally liable for the costs.

  • Towing, storage and transport

    If you have an accident and your caravan is not able to be driven, we’ll pay to tow your caravan to the nearest place of safety, store it there, and get you and your passengers home.

  • Temporary accommodation

    If you have an accident where your caravan is damaged, and you can’t get home - we’ll pay up to $500 towards temporary accommodation for you and your passengers while it’s being fixed or towed. 

  • Caravan contents

    Your caravan can be a home away from home and we understand that you’ll have some items which are permanently kept in there. If these items are damaged or stolen, we’ll pay up to $3,000 for you to repair or replace them.

This page is only a summary of key benefits, and application for cover is subject to underwriting acceptance. For full details, exclusions and limitations, please read the policy document.

Ready to get started?

Getting a quote only takes 5-10 minutes.

Call us on:

0800 500 231

What makes us different?

  • Personal Customer Managers

  • 24 hour claims support

  • NZ based call centre

Frequently asked questions

If you can't find the answer you're looking for, please contact us.

What does Agreed Value mean?

Agreed Value is the amount we have agreed to insure your vehicle for and is set at the beginning of each period of cover. The value shown on your policy schedule is what you will receive if your car is written off or stolen and does not change during this period of cover.

Your Agreed Value is automatically reviewed at each renewal and is based on a figure provided by Redbook, a company that specialises in vehicle valuations. They update us with new values on a monthly basis. They calculate valuations using current market conditions such as sales at auction, dealerships, manufacturers, newspapers and field research. It is important you check the value shown on your policy schedule and discuss it with us if you have any concerns.

Do you offer package discounts?

Yes, if you take out more than one eligible insurance policy with us, you can qualify for a Multi Policy Discount. Depending on when you take out the policies, your discount will be applied from the start date of a new policy or at the renewal of an existing policy.

If you're not sure you qualify, or if you're a Small Business Insurance customer, please contact us and one of our friendly consultants will talk to you through your own unique situation.

You can find out more about our Multi Policy Discount, it's T&Cs and what you need to do to receive it, on our information page.


What if I need insurance for more than $2,000 for my caravan contents?

If you need more than the $2,000 worth of cover for your contents, you’ll have to either take out or adjust your contents insurance. For more details see our contents insurance.

Can I choose my own repairer?

If you need to make a claim, we will choose from our group of approved repairers to fix your car. If you wish to go to your own repairer, we can choose to pay you the reasonable costs to fix your car as estimated by our assessor. Check your Car Insurance Policy for more details or contact our Claims Team on 0800 500 216.

*As voted by consumers 2011 – 2022 in the Reader’s Digest Trusted Brands survey. For more information visit