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Close up of a man driving a convertible classic car with the roof down

Classic Vehicle Insurance

Looking for a classic car insurance comparison? Get a classic car insurance quote from New Zealand’s Most Trusted General Insurer. Live a little freer with AA Insurance.

Voted Most Trusted General Insurer* by NZers for 11 years running

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Two levels of cover

Comprehensive

Keep yourself fully protected with our Comprehensive cover. We'll cover damage to your classic vehicle, as well as any damage you might cause to someone else's car or property.

Storage and Restoration

Limited cover for your vehicle while it’s in storage, being restored, or transported by another vehicle. This type of cover means you’ll pay less to insure your classic vehicle for these specific circumstances.

Comprehensive
Storage & Restoration

Agreed Value

Your Agreed Value is the amount we agree to insure your vehicle for when your policy begins and at each renewal.

We'll pay you your Agreed Value if your car can't be repaired or is stolen.

Comprehensive
Yes
Storage & Restoration
Yes

One event, one excess

If you have more than one policy with us and have an accident, you'll only pay one excess - the highest applicable one.

Comprehensive
Yes
Storage & Restoration
Yes

Discounts

Tell us if you have more than one eligible policy with AA Insurance, and you can enjoy savings with our Multi Policy Discount.

Comprehensive
Yes
Storage & Restoration
Yes

Towing, storage and transport

If you have an accident and your vehicle is not able to be driven, we’ll pay to tow your vehicle to the nearest place of safety, store it there, and get you and your passengers home.

Comprehensive
Yes
Storage & Restoration
Yes

Damage to someone else's property

If you accidentally damaged someone else's vehicle or property, we'll pay up to $20million if you're legally liable for the costs.

Comprehensive
Yes
Storage & Restoration
Yes

Limited

Damage to your classic vehicle

If your vehicle is accidentally damaged by you or someone else, we'll repair it or pay you your Agreed Value to replace it.

Comprehensive
Yes
Storage & Restoration
Yes

Limited

Rallies and time trials

If you take part in professionally organised rallies and time trials - we’ll cover your vehicle during the event.

Comprehensive
Yes
Storage & Restoration
No

Salvage option

If your vehicle is a total loss, we’ll give you first rights to any salvage.

Comprehensive
Yes
Storage & Restoration
Yes

Policy document

This is only a summary of key benefits. Application for cover is subject to Underwriting acceptance. For full details, exclusions and limitations, please read the policy document.

Ready to get started?

Getting a quote only takes 5-10 minutes.

Call us on:

0800 500 231

What makes us different?

  • Personal Customer Managers

  • 24 hour claims support

  • Always speak to a real person

  • NZ based call centre

Frequently asked questions

If you can't find the answer you're looking for, please contact us.

*As voted by consumers 2011 – 2021 in the Reader’s Digest Trusted Brands survey. For more information visit aainsurance.co.nz/awards