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Classic Vehicle Insurance
Classic Vehicle Insurance
Whether it’s a car or a motorcycle, your classic vehicle isn’t your everyday drive. We consider each one on its own merit, which is why our classic vehicle insurance covers a range of models – from those of historical interest to more modern collectibles.
Compare cover
Damage and loss
Comprehensive
Storage and Restoration
Damage to your classic vehicle
Comprehensive
Storage and Restoration
Limited to events listed on policy
Damage to someone else's property
Comprehensive
Storage and Restoration
Limited to events listed on policy
Theft of your vehicle
Comprehensive
Storage and Restoration
Limited to events listed on policy
Damage caused by fire
Comprehensive
Storage and Restoration
Limited to events listed on policy
Additional benefits
Comprehensive
Storage and Restoration
Salvage option
Comprehensive
Storage and Restoration
Damage to your classic vehicle
Comprehensive
Storage and Restoration
Limited to events listed on policy
Agreed value settlement
Comprehensive
Storage and Restoration
Towing, storage and transport
Comprehensive
Storage and Restoration
Rallies and time trials
Comprehensive
Storage and Restoration
Temporary accommodation
Comprehensive
Storage and Restoration
Because you’re with AA Insurance
Comprehensive
Storage and Restoration
One event, one excess
Comprehensive
Storage and Restoration
New Zealand-based call centre
Comprehensive
Storage and Restoration
At a glance
You're in control
You can select between our two levels of insurance cover depending on how you use your classic car:
Comprehensive
Cover for damage to your classic vehicle and damage accidentally caused to someone else’s vehicle or property.
Storage and restoration
Limited cover for your classic vehicle while it’s in storage, undergoing restoration, or being transported by another vehicle. You won’t be covered if your vehicle is being driven on the road by its own power.
Salvage of vehicle after a total loss
If your vehicle is deemed a total loss, you’ll have the first right to any salvage so you can choose what happens to it and its parts. If you do, the value of the salvage will be deducted from your settlement amount.
Pay only one excess
If you need to make a claim from a single event that affects multiple policies that you hold with us, you’ll only pay one excess (the highest applicable excess).
More reasons to choose us
Buy, manage, and claim online
New Zealand call centre
Personal Claim Manager
24/7 claims support
Cancel your policy any time
Be mindful of
48 hour stand down period
Modifications
Accessories
Business use
Depending on the type of modification, accessory, or business use, your cover may be affected.
This page contains a summary of key benefits. Excesses, terms, conditions, limits and exclusions apply to these policies. Please read the policy document for full details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.
Making a claim
If you have been in an accident
First, make sure that everyone is safe and out of danger - call an ambulance, the police or other emergency services departments if necessary.
Related articles
What makes a car a classic?
What constitutes a classic can be subjective. It’s not always related to age or monetary value. When it comes to cars, it’s often comparable to what makes a classic song; it's how it makes you feel, the emotional value.
6 ways to care for your classic car in summer
Whether you take your classic vehicle out once in a blue moon or every sunny day, you’ll want to look after it during the heat of summer. We've got six tips to help you take car of your classic car.
Understanding agreed and market value
When researching motor insurance options, you may come across the terms ‘agreed value’ and ‘market value’. It’s important to understand the difference between these terms before you take out insurance.
Why choose AA Insurance?
NZ's most trusted insurer
Thanks for voting us New Zealand's Most Trusted General Insurance provider for sixteen years running. Earning your trust is one thing. But keeping it is everything.
We put you first
We put our customers' needs first and pride ourselves on working with them to help eliminate stress and uncertainty.
Easy, stress-free claims
One of our Customer Managers will guide you through the entire process. They'll keep you fully informed, making sure things stay on track and hassle-free.