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Contents calculator

This is a guide to help you calculate the value of your home contents.

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Simply enter the estimated 'replacement' values (with the exception of clothing, footwear and toiletries) for the items that are relevant to you and add the totals together to find out how much cover you require.

In addition to this, please read your contents insurance policy carefully as some items have limited cover unless specified on your policy. To amend the amount of cover you require or to enquire about how to specify an item on your policy, just call us on 0800 500 213.

  AVERAGE ABOVE
AVERAGE
YOUR
VALUE
Living Areas $ $ $
Lounge Suites / Couches 3,100 6,420
Books 855 5,350
Bookshelves/ Shelves 1,925 3,425
Artwork / Ornaments 855 3,960
Cabinets / Wall Units 1,070 2,140
China Cabinets 1,070 3,210
CDs / DVDs / Videos / Records 1,175 5,350
Stereo/Speakers 1,070 3,210
Video Player / Recorder 430 965
Television 1,070 3,210
Crystal and Silverware 750 2,140
Cushions / Rugs 320 535
Clocks 105 535
Lamps 320 535
Unfixed Mirrors 160 535
Dining Table & Chairs 1,605 4,280
Alcohol 320 855
Miscellaneous    
Total Living Areas 16,200 46,655
 
Kitchen $ $ $
Chinaware 960 2,140
Coffee Maker 85 855
Crockery 640 1070
Cutlery / Utensils 535 1070
Dishwasher 1,175 1,710
Jug / Kettle 75 160
Microwave 320 965
Mini Oven / Griller 215 430
Mixer / Blender 85 320
Toaster / Sandwichmaker 105 320
Saucepans / Pots / Bowls 480 1,070
Glass and Plasticware 105 215
Freezer 1,070 2,675
Refrigerator 1,070 2,675
Packaged / Preserved and Fresh Food 535 855
Linen / Place Settings 215 460
Pictures / Ornaments 320 535
Miscellaneous    
Total Kitchen 7,480 16,380
 
Bathroom $ $ $
Hairdryer / Hair Stylers 105 430
Medicines 105 535
Scales 55 215
Cosmetics / Lotions / Perfumes etc 1,070 2,140
Towels 535 1,605
Toiletries 620 1,070
Miscellaneous    
Total Bathroom 2,490 5,995
 
Laundry $ $ $
Cleaning Equipment / Supplies 85 320
Clothes Basket 55 160
Dryer 535 1,390
Iron 85 140
Ironing Board 65 105
Unfixed Towel Rails 140 320
Vacuum Cleaner 430 1,070
Washing Machine 855 1,925
Miscellaneous    
Total Laundry 2,250 5,430
 
Office $ $ $
Bookcase 320 645
Computer / Laptop 2,675 5,350
Printers, Faxes, Scanners 535 2,140
Desk and Chairs 535 1,070
Filing Cabinet 265 640
Stationery 215 535
Miscellaneous    
Total Office 4,545 10,385
 
Master Bedroom $ $ $
Alarm Clock / Radio 85 215
Bedding / Linen 1,070 1,605
Bedroom Furniture 855 4,280
Chair 105 535
Electric Blanket 160 375
Lamps 215 430
Bed / Mattress / Base 1,070 2,675
Ornaments / Artwork 320 535
TV / Video 535 1,180
Miscellaneous    
Total Master Bedroom 4,415 11,830
 
Bedroom 2 $ $ $
Alarm Clock / Radio 85 215
Bedding / Linen 1,070 1,605
Bedroom Furniture 855 2,140
Chair 105 535
Electric Blanket 160 375
Lamps 215 430
Bed / Mattress / Base 1,070 1,605
Ornaments / Artwork 320 535
TV / Video 535 1,180
Miscellaneous    
Total Bedroom 2 4,415 8,620
 
Bedroom 3 $ $ $
Alarm Clock / Radio 85 215
Bedding / Linen 1,070 1,605
Bedroom Furniture 855 2,140
Chair 105 535
Electric Blanket 160 375
Lamps 215 430
Bed / Mattress / Base 1,070 1,605
Ornaments / Artwork 320 535
TV / Video 535 1,180
Miscellaneous    
Total Bedroom 3 4,415 8,620
 
General and Personal Effects $ $ $
Antiques 855 3,210
Barbeque 535 5,350
Bicycles 640 1,605
Binoculars 215 2,675
Cameras 535 1,070
Carpet 4,280 12,840
Cellphones 535 1,285
Collections (Stamps / Coins) 1,070 1,605
Clocks 160 320
Clothing and Footwear 7,490 16,050
Games / Toys etc 640 1,070
Outdoor Portable Gas Heater 430 2,675
Hobby Equipment 535 2,140
Jewellery / Watches 1,605 4,280
Unfixed Mirrors 270 430
Musical Instruments 215 1,070
Artwork / Ornaments 320 2,675
Personal Electronics (iPod/MP3) 535 1,070
Plant Containers & Pots 535 1,070
Sewing Machine 535 1,285
Spectacles / Glasses (each) 640 1,070
Sports Equipment 320 1,070
Suitcases / Bags / Purses 535 855
Unfixed Heaters / Fans / Dehumidifiers 1,070 5,350
Unfixed Swimming Pool or Spa 535 8,560
Video Cameras 855 2,140
Miscellaneous    
Total General and Personal Effects 30,170 95,660
 
Garage/Workshop $ $ $
Camping Equipment 750 3,210
Garden Hose and Reel 215 535
Ladders / Step Ladder 105 525
Lawn Mower / Wheel Barrow 640 3,210
Outdoor Furniture 1,070 4,280
Tools / Power Tools 1,070 4,280
Miscellaneous    
Total Garage / Workshop 3,850 16,050
 
CONTENTS TOTALS $ $ $
Living Areas 16,200 46,655
Kitchen 7,990 17,525
Bathroom 2,490 5,995
Laundry 2,250 5,430
Office 4,545 10,385
Master Bedroom 4,415 11,830
Bedroom 2 4,415 8,620
Bedroom 3 4,415 8,620
General and Personal Effects 25,890 82,820
Garage / Workshop 3,850 16,050
GRAND TOTAL 76,460 213,930