Discount terms and conditions

How much is the discount? See Clause 1 and 6 for current rates and how we apply them.

• Rates vary from $5 to $50 per annual term based on tenure and policy type – see below.

How will I be eligible? See Clause 2 for the full criteria.

• This includes that applicable Membership and policyholder names must match exactly.

What insurance policies does this apply to? See Clause 3 for a list of policy types.

• Many policies issued by AA Insurance are currently eligible – see list below.

Which AA Membership types get the discount? See Clause 4 for included Memberships.

• Currently, all personal Memberships.

What do I need to do to get the discount? See Clause 5 for what you need to tell us and when.

• In summary, you need to tell us your AA Membership number and join date each time you take out a new policy and on renewal, unless a discount shows on your renewal notice.

What else do I need to know? See below including Clause 7 for other important terms.

How much is the discount? See Clause 4 for the current discount and how we apply it.

• Currently 10% off premium for a standard policy – details below.

How will I be eligible? See Clause 1 for the full criteria.

• This includes that policy postal addresses and at least one policyholder name must match exactly.

What insurance policies does this apply to? See Clause 2 for a list of policy types.

• Many policies issued by AA Insurance are currently eligible – see list below.

What do I need to do to get the discount? See Clause 3 for what you need to tell us and when.

• In summary, you need to tell us the policy number of another eligible AA Insurance policy each time you take out a new policy and on renewal, unless a discount is already shown on your renewal notice.

What else do I need to know? See below including Clause 5 for other important terms.

What is the No Claims Bonus benefit? See Clause 1 for the benefit and Clause 4 for how we apply it.

• The No Claims Bonus benefit prevents a direct premium increase which may occur as a result of making a claim – details below. All other premium considerations are not included and your premium may increase over time for other reasons.

• If you have a Comprehensive Car Insurance policy and previously qualified for the benefit, then your policy must remain active to keep this benefit.

• If you cancel your policy, but later decide to reinsure with AA Insurance under a Comprehensive Car Insurance policy, it must be within 30 days to continue receiving this benefit.

Which insurance policies are eligible? See Clause 2 and 3 for more detail.

• The No Claims Bonus is available on Comprehensive Car Insurance policies which qualified for the ‘Guaranteed No Claims Bonus for Life’ benefit on or before 26 September 2015 and have remained active up until today. See Clause 2 and 3 for more detail.

• This benefit is not available to new AA Insurance customers or on new policies.

What else do I need to know? See below including Clause 5 for other important terms.

Read our full terms and conditions ('No Claims Bonus T&Cs') below to find out more about important exclusions and limitations.