AA Smartfuel Discount Promotion – Terms & Conditions


Participation in this promotion by purchasing and paying for a new AA Insurance Comprehensive Motor, Home or Contents policy (“Qualifying Policy”) using the promo code: FUELUP and receiving an AA Smartfuel discount is deemed acceptance of these terms and conditions (“Terms”).


The promoter of the AA Smartfuel FUELUP Promotion is AA Insurance Limited (AA Insurance), with its registered office at Level 17, AA Centre, 99 Albert Street, Auckland.


  1. The Promotion is the offer of a 20c per litre value AA Smartfuel discount each month for the first 12 months of your Qualifying Policy (“Promotion”), with the purchase and payment of a new Qualifying Policy between 21 November 2019 and 23 December 2019 inclusive (“Promotional Period”) using the promo code: FUELUP.
  2. The first AA Smartfuel discount will be activated and loaded onto your AA Smartfuel account by the tenth day of the following month after your policy has been incepted. Subsequent discounts will be loaded by the tenth day of every month after.  Once activated, the discount will be available each month for the first 12 months of your Qualifying Policy, given your policy is active and paid for.
  3. The AA Smartfuel discount is limited to one fill per month up to 50 litres of fuel and is only available at participating AA Smartfuel stations. 
  4. Limit of up to four AA Smartfuel discounts per customer can be redeemed during this promotion, totalling 80c per litre per month, for the first 12 months of your
    Qualifying Policy
  5. You must have an activated AA Smartfuel card to receive the AA Smartfuel discount.  Terms and conditions apply to the use of the AA Smartfuel card which can be accessed online here
  6. If you cancel your Qualifying Policy within the first 12 months of purchase, your AA Smartfuel discount will cease.
  7. An activated AA Smartfuel number must be provided to AA Insurance to receive the discount. If after 4 months following the end of the Promotional period, an activated AA Smartfuel number has not been provided, then the customer will no longer be eligible for the FUELUP promotion.
  8. If a discount to an eligible customer is missed for a given month, the missed discount will be backdated and applied in bulk.
  9. The Promotion code FUELUP cannot be used in conjunction with any other offer except for the AA Member discount and AA Insurance Multi Policy Discount, if applicable.


  10. To be eligible for the FUELUP offer, you must take out and pay for a new Qualifying Policy during the Promotional Period.  The annual premium for the new Qualifying Policy must be either paid in full or have a direct debit activated and a payment made for the AA Smartfuel discount to be applied.
  11. Employees, contractors and their immediate families (including partners, siblings, grandparents, parents, children and grandchildren), of the following, are not eligible for the Promotion: AA Insurance Limited, The New Zealand Automobile Association Limited (‘NZAA’) and subsidiaries of NZAA; NZAA District Councillors; any company with which the NZAA has a current joint venture arrangement; shareholders and suppliers of AA Insurance; including agencies, contractors, subcontractors, suppliers and affiliated providers.
  12. AA Insurance may refuse to provide the AA Smartfuel discount to a participant who, in AA Insurance’s view, has acted fraudulently or not complied with these terms.
  13. You will not be eligible for this Promotion if you:
  14. a. are seeking a quote for, or renewing, a policy that has either expired or been cancelled by us for non-payment (or any other reason that may cancel your policy) within the three months before or during the Promotional Period; or
    b. have an existing AA Insurance policy that is cancelled either by you or by us within the three months before or during the Promotional Period and a new policy insuring the same vehicle, home or contents is purchased within the Promotional Period.
  15. Application for cover is subject to underwriting acceptance. Only policies underwritten by AA Insurance are eligible for participation in the Promotion.
  16. AA insurance reserves the right to modify these terms at its discretion and to extend, modify, postpone or cancel the Promotion at any time.  AA Insurance’s decision is final, and no correspondence will be entered into.
  17. AA Insurance, its related companies, and agencies associated with this Promotion, will not be liable for any loss, claim, cost expense, liability or injury (‘Loss’) suffered by any person in any way associated with the Promotion including as a result of participation in the Promotion, except where such Loss cannot be excluded by law. Nothing in these Terms is intended to exclude, limit or modify any statutory rights any person may have under the Consumer Guarantees Act 1993.
  18. Policy cover with AA Insurance is subject to our standard underwriting conditions. Policy conditions apply on any insurance claim and an excess usually applies. Click here for full policy and benefit terms and conditions.
  19. These Terms shall be governed by the laws of New Zealand and are subject to the exclusive jurisdiction of the New Zealand Courts.




20.   By taking part in this Promotion and taking out a new policy with AA Insurance, AA Insurance will collect your and any joint policyholder’s personal information. Your personal information will be held by us in accordance with our privacy policy which can be accessed online here. Any request to access or correct your personal information should be directed to AA Insurance Limited, Level 4, AA Centre, 46 Sale Street, Auckland or by calling 0800 500 216.