In most cases, we’re unable to adjust premium based on mitigation steps taken to reduce the damage from a natural hazard event. Our approach to pricing is commercially sensitive, but there are several data points we can take into account when calculating premium. These include third-party data to help estimate the probability and impact of natural hazard events.
I’ve invested heavily to make my property more resilient to storms and/or flooding, will my home insurance premium be adjusted to account for this?
This provides general information only and is not intended to be a recommendation or personalised financial advice. Excesses, terms, conditions, limits and exclusions apply to AA Insurance Limited’s policies. Please check the policy wording and your schedule for details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.
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