Home and Contents Insurance Package
Looking for a house and contents insurance comparison? Get a combined Home & Contents Insurance quote from New Zealand's Most Trusted General Insurer. Live a little freer with AA Insurance.
Voted Most Trusted General Insurer by New Zealanders for 12 years running
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Cover for the unexpected
You're protected from natural disasters and other damage to your home.
We will rebuild
In the event your home is damaged or destroyed by natural disaster we will repair or rebuild up to the total sum insured. If your home is damaged in any other event, you may receive more than the sum insured under our Replacement cover.
We will pay the reasonable costs of alternative accommodation for you, your family and your pets.
AA Home Response
24/7 access to expert, reliable tradespeople in most areas of New Zealand. Learn more
More reasons to choose us
Buy, manage, and claim online
New Zealand call centre
Personal Claim Manager
24/7 claims support
Cancel your policy anytime
Excess-free glass cover
You won't pay any excess if a claim is made on glass for windows, doors, and built-in furniture.
$100 excess on eyewear
Reduce your excess to $100 for claims on spectacles, sunglasses and contact lenses.
Hearing aid cover
This means you won't need to pay an excess if your claim is just for your hearing aids.
Be mindful of
Choosing your excess
Check if you have enough cover for your home with this rebuild cost calculator, and enough cover for your contents with this contents calculator.
This page contains a summary of key benefits. Excesses, terms, conditions, limits and exclusions apply to these policies. Please read the policy document for full details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.
Home & ContentsThis policy
Multi Policy Discount
AA Member Discount
One event, one excess
Hidden water damage
Replacement of keys and locks
New building work
Natural disaster cover
Optional extra: Excess-free glass cover
New for old
New Zealand wide cover
Children at boarding school or in tertiary education
Family members in a rest home
Excess-free spoiled food
Business tools & professional equipment
Optional extra: Excess-free hearing aid cover
Optional extra: $100 excess on eyewear
If you have been in an accident
First, make sure that everyone is safe and out of danger - call an ambulance, the police or other emergency services departments if necessary.