Home and Contents Insurance Package

Looking for a house and contents insurance comparison? Get a combined Home & Contents Insurance quote from New Zealand's Most Trusted General Insurer. Live a little freer with AA Insurance.

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Cover for the unexpected

You're protected from natural disasters and other damage to your home.

We will rebuild

In the event your home is damaged or destroyed by natural disaster we will repair or rebuild up to the total sum insured. If your home is damaged in any other event, you may receive more than the sum insured under our Replacement cover.

Temporary accomodation

We will pay the reasonable costs of alternative accommodation for you, your family and your pets.

Helping you save

AA Home Response

24/7 access to expert, reliable tradespeople in most areas of New Zealand. Learn more

More reasons to choose us

Buy, manage, and claim online

New Zealand call centre

Personal Claim Manager

24/7 claims support

Cancel your policy anytime

Optional extras

Excess-free glass cover

You won't pay any excess if a claim is made on glass for windows, doors, and built-in furniture.

$100 excess on eyewear

Reduce your excess to $100 for claims on spectacles, sunglasses and contact lenses.

Hearing aid cover

This means you won't need to pay an excess if your claim is just for your hearing aids.

Be mindful of

Gradual damage

Event limits

Choosing your excess

Sum insured

Check if you have enough cover for your home with this rebuild cost calculator, and enough cover for your contents with this contents calculator.

This page contains a summary of key benefits. Excesses, terms, conditions, limits and exclusions apply to these policies. Please read the policy document for full details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.

Compare cover

Home & Contents

This policy

Multi Policy Discount

AA Member Discount

One event, one excess

Temporary accomodation

Hidden water damage

Replacement cover

Replacement of keys and locks

New building work

Natural disaster cover

Retaining walls

Optional extra: Excess-free glass cover

New for old

Legal liability

New Zealand wide cover

Children at boarding school or in tertiary education

Family members in a rest home

Excess-free spoiled food

Business tools & professional equipment

Optional extra: Excess-free hearing aid cover

Optional extra: $100 excess on eyewear

Policy documents

Additional documents

Looking for your

or ? You can request these through My AA Insurance by navigating to the 'Your documents' section under the relevant policy.

Home Insurance

Contents Insurance


If you have been in an accident

First, make sure that everyone is safe and out of danger - call an ambulance, the police or other emergency services departments if necessary.