House Insurance

Your home is your most valuable asset. It’s important you have the home insurance that best suits you. If you insure your home with AA Insurance, you’ll get these great benefits.

House Insurance Policy Benefits:

  • Replacement Cover

    We appreciate that calculating an exact Sum Insured, enough to cover your home, can be stressful. To help eliminate some of this stress, our Home Insurance includes Replacement Cover. In an event other than a natural disaster, we now have the option to fully rebuild your home, even if it costs more than your Sum Insured.

  • Stress-free claims with Customer Managers

    Nothing is worse than being passed around a call centre when you need to make a claim. That is why we do things differently, if you need to make a claim our Customer Managers look after you and your claim.

  • Lower your premiums with a higher excess

    House insurance premiums can be expensive, so to help you manage the cost you can opt for a higher excess that you only pay if you make a claim, in exchange for a lower insurance cost.

  • Award winning cover

    We’ve won the Readers Digest Most Trusted General Insurer for ten years in a row.

  • Sum Insured

    Our home insurance policies are based on the Sum Insured amount that you choose. Your Sum Insured should be the amount it would cost to completely rebuild your house, including all external features such as swimming pools, fences, sheds and paving as outlined in the policy.

    Free Cordell Sum Sure Calculator: this provides estimated typical building replacement costs.

Ready to get started?

Getting a quote only takes 5-10 minutes.

This is only a summary of key benefits. For full details, exclusions and limitations please read your policy document.

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go to aainsurance.co.nz/terms.

* This is general information and is not a recommendation, opinion or guidance on the Sum Insured that is appropriate for any of our customers. Nor does this information provide any advice or opinion on the extent or adequacy of the cover provided by Sum Insured insurance. This information is not personalised financial advice and does not take into account the particular situation of our customers. Customers must make their own decision on the Sum Insured that is appropriate for their circumstances.

Latest Policy Document

Want to know more about our House Insurance policy? Read the full policy document online.

View Policy Document