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House Insurance Calculator

To make sure you have the right cover for your house, you’ll also need to estimate the cost of rebuilding it. That’s because house insurance is based on the rebuilding costs. It’s called your Sum Insured, which is the maximum we’ll pay to rebuild your home in the event of a natural disaster. We also use the Sum Insured as a basis for settling non-natural disaster claims.

Launch house insurance calculator

What do I need to do?

I want to switch my insurance to AA Insurance:

  1. Calculate your rebuild cost
  2. Already know your rebuild cost? Then you're ready to get a quote. But if you need to work the cost out, or check it's still up-to-date use the house insurance calculator or contact a professional.

  3. Get a quote
  4. It’s simple to get a home insurance quote. Just call us on 0800 500 216, or get a quote online.

Get a quote

I'm buying house insurance for the first time:

  1. Learn about Sum Insured 

    It's well worth understanding Sum Insured so you know what’s involved before you work out your rebuild costs. More about Sum Insured.

  2. Calculate your rebuild cost 

    To work out your rebuild cost, use the house insurance calculator or contact a professional.

  3. Get a quote 

    Once you have the costs worked out call us on 0800 500 216, or get a quote online.

Get a quote

I'm already with AA Insurance:

To make sure you have the right cover, re-calculate your rebuild cost whenever you make changes to your home (redecorate or renovate). Each time your policy renews it’s also worth checking the cost is still up-to-date.

  1. Calculate your rebuild cost

    You can check your rebuild cost using the house insurance calculator or by contacting a professional.

  2. Update your rebuild cost

    Once you have the updated costs worked out, give us a call on 0800 500 216 or update your Sum Insured online.

Other ways to calculate your rebuild cost

builder, architect, quantity surveyor or other valuation expert can also estimate the rebuild cost for your property, which is a good idea if your home is a bespoke or high spec build. Start by using these sites to find a registered expert near you:

New Zealand Institute of Quantity Surveyors

Registered Master Builders

New Zealand Institute of Valuers

FAQs

Please note: This is general information and is not a recommendation, opinion or guidance on the Sum Insured that is appropriate for any of our customers. Nor does this information provide any advice or opinion on the extent or adequacy of the cover provided by Sum Insured insurance. This information is not personalised financial advice and does not take into account the particular situation of our customers. Customers must make their own decision on the Sum Insured that is appropriate for their circumstances.