INSURE - Terms and Conditions

Participation in this promotion by purchasing and paying for a new AA Insurance Car (Comprehensive, Third Party & Third Party Fire & Theft), Home (Home or Landlord) or Contents (including Limited Contents) Insurance policy (“Qualifying Policy”) using the promo code: INSURE is deemed acceptance of these terms and conditions (“Terms”). 

Promoter 

The promoter of the INSURE discount promotion (“Promotion”) is AA Insurance Limited (“AA Insurance” or “us”), with its registered office at Level 4, 46 Sale Street, Auckland Central, Auckland, 1010. 

Promotion 

1. The Promotion is the offer of the following for each new Qualifying Policy purchased and paid for between 22 September and 3 December 2025 inclusive (“Promotional Period”) using the promo code INSURE: A $100 discount for each new AA Insurance Home or Contents Insurance policy and a $50 discount for each new AA Insurance Car policy. 

2. This discount cannot be exchanged or redeemed for cash for any reason whatsoever. 

3. The promo code: INSURE cannot be used in conjunction with any other offer except the AA Member Discount, if applicable. 

Eligibility 

1. To be eligible for the $100 discount on your Home or Contents Insurance policy and the $50 discount on your Car Insurance policy, you must: 

   1. take out a new Qualifying Policy during the Promotional Period; and 

   2. use the promo code INSURE. 

2. You will not be eligible to participate in this Promotion if you: 

   1. are seeking a quote for, or renewing, a policy that has either expired or been cancelled by us for non-payment (or any other reason that may result in cancellation of your policy) within the three months before the Promotional Period or at any time during the Promotional Period; or 

   2. have an existing AA Insurance policy that is cancelled either by you or by us within the three months before the Promotional Period or at any time during the Promotional Period and a new policy insuring the same motor vehicle is purchased within the Promotional Period. 

3. This Promotion is available for Qualifying Policies purchased via aainsurance.co.nz.

4. The Promotion is open to New Zealand residents over 18 years of age only. Employees, contractors and their immediate families (including partners, siblings, grandparents, parents, children and grandchildren), of the following companies, are not eligible for the Promotion: AA Insurance Limited, The New Zealand Automobile Association Limited (”NZAA”) and subsidiaries of NZAA; NZAA District Councillors; any company with which the NZAA has a current joint venture arrangement; shareholders and suppliers of AA Insurance; including agencies, contractors, subcontractors, suppliers and affiliated providers. 

General 

1. AA Insurance may refuse to provide a discount to a participant who, in AA Insurance’s view, has acted fraudulently or not complied with these Terms. 

2. Application for cover is subject to underwriting acceptance. Only Qualifying Policies underwritten by AA Insurance under the AA Insurance brand are eligible for participation in the Promotion. 

3. AA Insurance has no control over the internet or mobile telephone communications, networks or lines, bugs, viruses and server problems and accepts no responsibility for any problems associated with them, for any reason. 

4. If any event or circumstance occurs which is beyond the reasonable control of AA Insurance which prevents AA Insurance from complying with these Terms, AA Insurance will not be liable for any failure to perform or delay in performing its obligations. 

5. AA Insurance reserves the right to modify these Terms at its reasonable discretion and to extend, modify, postpone or cancel the Promotion at any time for any reason beyond our reasonable control. AA Insurance’s decision is final, and no correspondence will be entered into. 

6. AA Insurance, its related companies, and agencies associated with this Promotion, will not be liable for any loss, claim, cost, expense, liability or injury (“Loss”) suffered by any person in any way associated with the Promotion including as a result of participation in the Promotion, except where such Loss cannot be excluded by law. Nothing in these Terms is intended to exclude, limit or modify any statutory rights any person may have under the Consumer Guarantees Act 1993. 

7. Policy cover with AA Insurance is subject to standard underwriting conditions. Policy conditions apply on any insurance claim and an excess usually applies. Click here for full policy terms and conditions. 

8. These Terms shall be governed by the laws of New Zealand and are subject to the exclusive jurisdiction of the New Zealand Courts. 

Privacy 

1. By taking part in this Promotion and taking out a new policy with AA Insurance, AA Insurance will collect your personal information and the personal information of any joint policyholder. Your personal information will be held by us in accordance with our privacy policy which can be accessed online here. By taking part in this Promotion you consent to AA Insurance using your personal information for future marketing purposes, unless you otherwise advise us. Any request to access or correct your personal information or to opt out of marketing communications should be directed to AA Insurance, P.O. Box 992, Shortland Street, Auckland 1140 or by calling 0800 500 231.