Have more than one policy with us and have an accident, you'll only pay one excess - the highest applicable one.
You have enough to worry about
Life can throw a lot at you. Whether it’s your car, home or contents we offer award-winning protection for the everyday essentials, so you can live a little freer with New Zealand’s Most Trusted General Insurer.
Get insurance from the company more Kiwis trust
Calculate your Sum Insured with our home insurance calculator and get a fast home insurance quote.
Your home is more than just a building. For one thing it’s a major investment. But it could also be the place you and the people closest to you call home. Whatever size and shape it is though, we can help you get the right protection so you’re covered for the big stuff, and the small stuff.
Get a car insurance quote from New Zealand’s Most Trusted General Insurer. From Comprehensive to Third Party insurance, we’ve got you covered.
Get the right protection for the belongings you value the most from an insurance company you can rely on to get things sorted.
NZ's most trusted insurer
Thanks for voting us New Zealand's Most Trusted General Insurance provider for nine years running. Earning your trust is one thing. But keeping it is everything.
We put you first
We put our customers' needs first and pride ourselves on working with them to eliminate stress and uncertainty.
Easy, stress-free claims
One of our Customer Managers will guide you through the entire process. They'll keep you fully informed, making sure things stay on track and hassle-free.
One event, one excess
Lower your premiums with higher excesses
With our excess options on your home and contents you can choose a higher excess in return for lower premiums – and you’ll only have to pay that excess when you make a claim.
For more information, give us a call on 0800 500 231.
Multi policy discount
Get a Multi Policy Discount when you take out any two, or more, policies together. Depending on when you take out your policies, your discount will be applied at the time you pay, or as a refund once your policies have been issued.
The reasonable retail value of your asset immediately before it was damaged or lost.