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Motorcycle Insurance
Motorcycle Insurance
Whether you ride a motorbike, moped or scooter, our motorcycle insurance can help give you peace of mind so you can sit back and enjoy the ride.
Voted Most Trusted General Insurer by New Zealanders for 16 years running
Compare cover
Accidental damage to your motorcycle
Comprehensive
Third Party Fire & Theft
Third Party
Theft of your motorcycle
Comprehensive
Third Party Fire & Theft
Third Party
Damage to someone else's property
Comprehensive
Third Party Fire & Theft
Third Party
Damage caused by fire
Comprehensive
Third Party Fire & Theft
Third Party
Damage caused by an uninsured third party
Comprehensive
Full cover
Third Party Fire & Theft
Limited cover
Third Party
Limited cover
Helmet cover
Comprehensive
Third Party Fire & Theft
Third Party
Agreed value settlement
Comprehensive
Third Party Fire & Theft
Third Party
Towing, storage and transport
Comprehensive
Third Party Fire & Theft
Third Party
Road clearing and emergency costs
Comprehensive
Third Party Fire & Theft
Third Party
Temporary accommodation
Comprehensive
Third Party Fire & Theft
Third Party
One event, one excess
Comprehensive
Third Party Fire & Theft
Third Party
New Zealand-based call centre
Comprehensive
Third Party Fire & Theft
Third Party
At a glance
You're in control
With our three levels of cover, you can choose the policy that best suits your needs and budget.
Comprehensive
Cover for damage to your motorcycle and damage you accidentally cause to someone else’s vehicle or property.
Third Party, Fire & Theft
Cover for your motorcycle in the event it’s stolen or damaged by fire, and cover for damage to locks or ignition caused by attempted theft. You’ll also be covered if you accidentally damage someone else’s vehicle or property with your motorcycle.
Third Party
Cover for accidental damage that you cause to someone else’s vehicle or property with your motorcycle.
Up to $20 million legal liability cover
If you accidentally damage someone else's vehicle or property and are held legally liable for the damage, we'll pay up to $20 million.
AA Roadservice
Become an AA Member and unlock 45+ benefits, including award-winning AA Roadservice.
Pay only one excess
If you need to make a claim from a single event that affects multiple policies that you hold with us, you’ll only pay one excess (the highest applicable excess).
More reasons to choose AA Insurance
Make a claim online
New Zealand call centre
Personal Claim Manager
24/7 claims support
Cancel your policy any time
Be mindful of
48 hour stand down period
Modifications
Accessories
Depending on the type of modification or accessory, your cover may be affected.
Related articles
Insuring your motorcycle: the basics
Whether you drive a motorcycle, moped or scooter, you may want to consider taking out insurance. To help you navigate your way around motorcycle cover, we’ve put together answers to some frequently asked questions.
4 tips for taking care during motorcycle riding season
While you’re taking in the incredible New Zealand scenery, bear these tips in mind to ensure you and your ride stay in good nick.
Understanding agreed and market value
When researching motor insurance options, you may come across the terms ‘agreed value’ and ‘market value’. It’s important to understand the difference between these terms before you take out insurance.
Making a claim
If you have been in an accident
First, make sure that everyone is safe and out of danger - call an ambulance, the police or other emergency services departments if necessary.
Why choose AA Insurance?
NZ's most trusted insurer
Thanks for voting us New Zealand's Most Trusted General Insurance provider for sixteen years running. Earning your trust is one thing. But keeping it is everything.
We put you first
We put our customers' needs first and pride ourselves on working with them to help eliminate stress and uncertainty.
Easy, stress-free claims
One of our Customer Managers will guide you through the entire process. They'll keep you fully informed, making sure things stay on track and hassle-free.