Motorhome Insurance
Looking for a Motorhome Insurance comparison? Get a Motorhome Insurance quote from New Zealand’s Most Trusted General Insurer. Live a little freer with AA Insurance.
Voted Most Trusted General Insurer by New Zealanders for 15 years running
Two levels of cover
Comprehensive
Keep yourself fully protected with our Comprehensive cover. We'll cover damage to your motorhome, as well as any damage you might cause to someone else's vehicle or property.
Third party
Basic cover for you if you damage someone else’s property with your motorhome.
Compare cover
Comprehensive
Third Party
Agreed value
Your agreed value is the amount we agree to insure your motorhome for when your policy begins and at each renewal.
We'll pay you your agreed value if your motorhome can't be repaired or is stolen.
One event, one excess
If you have more than one policy with us and have an accident, you'll only pay one excess - the highest applicable one.
Towing, storage and transport
If you have an accident and your motorhome is not able to be driven, we’ll pay to tow your motorhome to the nearest place of safety, store it there, and get you and your passengers home.
Damage to someone else's property
If you accidentally damaged someone else's car or property, we'll pay up to $20 million if you're legally liable for the costs.
Damage to your motorhome
If your motorhome is accidentally damaged by you or someone else, we'll repair it or pay you your agreed value to replace it.
Damage caused by an uninsured third party
In an accident with an uninsured vehicle - we'll pay for the repairs to your motorhome up to $4,000.
N/A
Full cover applies
Motorhome is stolen
If your motorhome is stolen - we’ll pay you your agreed value to replace it.
Motorhome contents
Your motorhome can be a home away from home and we understand that you’ll have some items which are permanently kept in there. If these items are damaged or stolen, we’ll pay up to $3,000 for you to repair or replace them.
Temporary accommodation
If you have an accident where your motorhome is not able to be driven and you can’t get home, we’ll pay up to $500 towards temporary accommodation for you and your passengers.
Excess-free glass cover
You won’t have to pay an excess if your claim is only for accidental damage to your windscreen or windows.
Policy document
This is only a summary of key benefits. Application for cover is subject to Underwriting acceptance. For full details, exclusions and limitations, please read the policy document.
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What makes us different?
Personal Customer Managers
24 hour claims support
NZ based call centre
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Frequently asked questions
If you can't find the answer you're looking for, please contact us.
*As voted by consumers 2011 – 2025 in the Reader’s Digest Trusted Brands survey. For more information visit aainsurance.co.nz/awards