A man sitting outside a motorhome

Motorhome Insurance

Looking for a Motorhome Insurance comparison? Get a Motorhome Insurance quote from New Zealand’s Most Trusted General Insurer. Live a little freer with AA Insurance.

Voted Most Trusted General Insurer* by NZers for 12 years running

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Two levels of cover

Comprehensive

Keep yourself fully protected with our Comprehensive cover. We'll cover damage to your motorhome, as well as any damage you might cause to someone else's vehicle or property.

Third party

Basic cover for you if you damage someone else’s property with your motorhome.

Compare cover

Comprehensive
Third Party

Agreed value

Your agreed value is the amount we agree to insure your motorhome for when your policy begins and at each renewal.

We'll pay you your agreed value if your motorhome can't be repaired or is stolen.

Comprehensive
Yes
Third Party
No

One event, one excess

If you have more than one policy with us and have an accident, you'll only pay one excess - the highest applicable one.

Comprehensive
Yes
Third Party
Yes

Discounts

Tell us if you have more than one eligible policy with AA Insurance, and you can enjoy savings with our Multi Policy Discount.

Comprehensive
Yes
Third Party
Yes

Towing, storage and transport

If you have an accident and your motorhome is not able to be driven, we’ll pay to tow your motorhome to the nearest place of safety, store it there, and get you and your passengers home.

Comprehensive
Yes
Third Party
No

Damage to someone else's property

If you accidentally damaged someone else's car or property, we'll pay up to $20 million if you're legally liable for the costs.

Comprehensive
Yes
Third Party
Yes

Damage to your motorhome

If your motorhome is accidentally damaged by you or someone else, we'll repair it or pay you your agreed value to replace it.

Comprehensive
Yes
Third Party
No

Damage caused by an uninsured third party

In an accident with an uninsured vehicle - we'll pay for the repairs to your motorhome up to $4,000.

Comprehensive

N/A

Full cover applies

Third Party
Yes

Motorhome is stolen

If your motorhome is stolen - we’ll pay you your agreed value to replace it.

Comprehensive
Yes
Third Party
No

Motorhome contents

Your motorhome can be a home away from home and we understand that you’ll have some items which are permanently kept in there. If these items are damaged or stolen, we’ll pay up to $3,000 for you to repair or replace them.

Comprehensive
Yes
Third Party
No

Temporary accomodation

If you have an accident where your motorhome is not able to be driven and you can’t get home, we’ll pay up to $500 towards temporary accommodation for you and your passengers.

Comprehensive
Yes
Third Party
No

Excess-free glass cover

You won’t have to pay an excess if your claim is only for accidental damage to your windscreen or windows.

Comprehensive
Yes
Third Party
No

Policy document

This is only a summary of key benefits. Application for cover is subject to Underwriting acceptance. For full details, exclusions and limitations, please read the policy document.

Ready to get started?

Getting a quote only takes 5-10 minutes.

Call us on:

0800 500 231

What makes us different?

  • Personal Customer Managers

  • 24 hour claims support

  • NZ based call centre

Frequently asked questions

If you can't find the answer you're looking for, please contact us.

What does Agreed Value mean?

Agreed Value is the amount we have agreed to insure your vehicle for and is set at the beginning of each period of cover. The value shown on your policy schedule is what you will receive if your car is written off or stolen and does not change during this period of cover.

Your Agreed Value is automatically reviewed at each renewal and is based on a figure provided by Redbook, a company that specialises in vehicle valuations. They update us with new values on a monthly basis. They calculate valuations using current market conditions such as sales at auction, dealerships, manufacturers, newspapers and field research. It is important you check the value shown on your policy schedule and discuss it with us if you have any concerns.

Do you offer package discounts?

Yes, if you take out more than one eligible insurance policy with us, you can qualify for a Multi Policy Discount. Depending on when you take out the policies, your discount will be applied from the start date of a new policy or at the renewal of an existing policy.

If you're not sure you qualify, or if you're a Small Business Insurance customer, please contact us and one of our friendly consultants will talk to you through your own unique situation.

You can find out more about our Multi Policy Discount, it's T&Cs and what you need to do to receive it, on our information page.

 

How do I make a claim?

Making a claim is simple, you can report your claim online or call us on 0800 500 216 if your situation requires urgent help or assistance. For more information on your specific type of claim, see car claims, home claimscontents claims and small business claims.

What if I need insurance for more than $2,000 for my motorhome contents?

If you need more than the $2,000 worth of cover for your contents, you’ll have to either take out or adjust your contents insurance. For more information, see our contents insurance.

*As voted by consumers 2011 – 2022 in the Reader’s Digest Trusted Brands survey. For more information visit aainsurance.co.nz/awards