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Motorhome Insurance

Motorhome Insurance
When you’re out on the open road exploring our beautiful country, don’t let anything slow you down. With our Motorhome Insurance, you can focus on the journey ahead.

Voted Most Trusted General Insurer by New Zealanders for 16 years running
Compare cover
Damage and loss
Comprehensive
Third Party
Damage to your motorhome
Comprehensive
Third Party
Theft of your motorhome
Comprehensive
Third Party
Damage to someone else's property
Comprehensive
Third Party
Damage caused by fire
Comprehensive
Third Party
Damage caused by an uninsured third party
Comprehensive
Full cover
Third Party
Limited
Excess-free glass cover
Comprehensive
Third Party
Additional benefits
Comprehensive
Third Party
Agreed value settlement
Comprehensive
Third Party
Towing, storage and transport
Comprehensive
Third Party
Road clearing and emergency costs
Comprehensive
Third Party
Temporary accommodation
Comprehensive
Third Party
Cover for your motorhome contents
Comprehensive
Third Party
Because you’re with AA Insurance
Comprehensive
Third Party
One event, one excess
Comprehensive
Third Party
New Zealand-based call centre
Comprehensive
Third Party
At a glance
Choose the right cover for your needs
With our two levels of cover, you can choose the policy that best suits your needs and budget.
Comprehensive
Cover for damage to your motorhome and damage you accidentally cause to someone else’s vehicle or property. Includes excess-free glass cover and up to $3,000 cover for the contents of your motorhome permanently kept in the vehicle.
Third party
Cover for accidental damage that you cause to someone else’s vehicle or property.
Claims made easy with NZ-based support
Whether you prefer to lodge your claim online, at an AA Centre, or speak with us over the phone or by email, our New Zealand-based team is here to help. Our Customer Managers will guide you through the process and keep you informed.
Pay only one excess
If you have more than one policy with us and need to make claims for the same event, you’ll only pay one excess (the highest applicable one).
Here when you need us most
If you have an accident and your motorhome can’t be driven, we’ll help with towing your motorhome to a safe place or a nearby repairer, as well as emergency repairs, road clearing, storage, and transport home. If you can’t get home, we’ll also cover temporary accommodation, up to $500 per event.
AA Motorhome Plus
Become an AA Standard Member and add AA Motorhome Plus for extra peace of mind on the road, with benefits like towing, accommodation, and transport support if your motorhome breaks down. With award-winning AA Roadservice and over 45 ways to save, it’s the Membership with more.

Related articles

Understanding agreed and market value
When researching motor insurance options, you may come across the terms ‘agreed value’ and ‘market value’. It’s important to understand the difference between these terms before you take out insurance.

Understanding 'one event, one excess'
‘One event, one excess’ is a benefit some insurance providers offer their customers. Here’s some information and a few examples to help explain what the benefit means in practice.

Understanding an insurance event
The word ‘event’ is commonly used in insurance to describe a sudden, accidental and unforeseen situation that may have caused damage to your property. Here’s some information and a few examples to help you understand what is considered an event in insurance.
Why choose AA Insurance?
NZ's most trusted insurer
Thanks for voting us New Zealand's Most Trusted General Insurance provider for sixteen years running. Earning your trust is one thing. But keeping it is everything.
We put you first
We put our customers' needs first and pride ourselves on working with them to help eliminate stress and uncertainty.
Easy, stress-free claims
One of our Customer Managers will guide you through the entire process. They'll keep you fully informed, making sure things stay on track and hassle-free.