Motorhome Insurance

Owning a motorhome is just a great combination of freedom and comfort. You can decide to go – or stop – pretty much anywhere you like.

We have two levels of Motorhome insurance available to suit you and your budget.

Call 0800 08 08 05 for a quote

Read the policy details online (PDF)
motorhome insurance

The two levels of Motorhome Insurance Cover

Comprehensive Motorhome Insurance

Comprehensive keeps your motorhome fully protected. We’ll work with you to agree on a value so that, if it’s written off or stolen, you know exactly what we’ll pay. Any repairs carried out by our approved repairers come with a lifetime guarantee. You’re also covered for transport, towing or storage costs if your motorhome gets damaged on the road.

And if you can’t use your motorhome because it has been stolen or too badly damaged to drive, we’ll help with temporary accommodation costs.
 

Third party Motorhome Insurance

You’re covered for costs if you accidentally damage someone else's car or property while using your motorhome.



Motorhome insurance cover

Compare our range

Third Party

Comprehensive

  • Uninsured accident cover
  • If you're in an accident with an uninsured driver, and you can identify the driver who was at fault, we will pay for the repairs or pay you up to $4,000 if you select a Third party policy. On comprehensive policies, full cover applies (see Damage to your own vehicle).

$4000 limit
  • Damage to someone else's property
  • If there is an accident and you cause damage to someone else's car or property, we will pay up to $20 million to repair this damage.
  • Theft or fire
  • If your motorhome is stolen or damaged by fire, we will either pay for the repairs or pay you the value we agreed on when you took out your policy or your policy last renewed.
  • Damage to your own vehicle
  • If there is an accident or your motorhome is damaged, we will either pay for the repairs or pay you the value we agreed on when you took out your policy or your policy last renewed.
  • Towing, transport and storage
  • If there is an accident or your motorhome is damaged so it cannot be driven, we will pay to tow your motorhome to the nearest place of safety and store it there, and get you and your passengers home safely.
  • Temporary accommodation
  • If there is an accident or your motorhome is damaged so it cannot be driven, and you are not able to get home, we will pay up to $200 per day or $600 in total for temporary accommodation until your motorhome is repaired.
  • Glass Cover
  • No excess applies to claims for sudden and accidental physical damage to your windscreen or window glass provided there is no other damage to your motorhome.

Policy benefits

   
  • Young driver flexibility
  • There will be times when younger drivers (age 24 or younger) may need to drive the motorhome, and you haven't thought to name them on your policy. With AA Insurance, they're still covered, subject to a separate excess.
  • Agreed Value
  • If your motorhome is ever written off or stolen, your settlement will be based on the value we agreed on when you took out your policy or last renewed. 
This is only a summary of key benefits. For full details, exclusions and limitations – please read your policy document. 

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go to aainsurance.co.nz/terms.