A house with a car parked outside the open garage and a man in the right corner on the phone

One event, one excess

We insure the things you care about, so you can live a little freer. Like when you insure your car, home and contents, you’ll only pay one excess per event.

Voted Most Trusted General Insurer* by NZers for 11 years running

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We've got you covered.

Replacement Cover so in any event other than a natural disaster, we'll fully repair or rebuild your home even if it costs more than you insured it for.

Temporary Accommodation for you and your family (and even your pets) if you can't live in your home because of an event that's covered by your policy.

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New for old replacement for most of your items that are lost, stolen or damaged beyond repair. So if someone did take off with your definitely-seen-better-days-couch, we'd replace it with a new one.

Nationwide cover for your contents at home and on the road within New Zealand.

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Lifetime Repair Guarantee so when we fix your car it stays fixed. We stand behind all repairs carried out by our approved repairers and we guarantee parts and workmanship for the life of the car.

Agreed value so together, we'll work out what your car is worth, so you know exactly what we'll pay, if it's written off or stolen.

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Don't just take our word for it.

We like to think we give our customers the best possible service. But it’s even better when others think that too.

We’ve been voted New Zealand’s Most Trusted General Insurer for nine years running. Earning your trust is one thing. But keeping it is everything.

*As voted by consumers 2011 – 2021 in the Reader’s Digest Trusted Brands survey. For more information visit aainsurance.co.nz/awards