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One event, one excess

We insure the things you care about, so you can live a little freer. Like when you insure your car, home and contents, you’ll only pay one excess per event.

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One event, one excess

We insure the things you care about, so you can live a little freer. Like when you insure your car, home and contents, you’ll only pay one excess per event.

Awards

Or call us 0800 500 231

We've got you covered.

Home Insurance

1 In any event other than a natural disaster, we have the option to fully rebuild your home even if it costs more than your Sum Insured. You must have taken reasonable steps to provide us with the accurate size of your home and an accurate Sum Insured, prior to the loss.

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go toaainsurance.co.nz/terms.

Replacement Cover so in any event other than a natural disaster, we'll fully repair or rebuild your home even if it costs more than you insured it for.1

Temporary Accommodation for you and your family (and even your pets) if you can't live in your home because of an event that's covered by your policy.

Find out more about Home Insurance

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Contents Insurance

2 AA Insurance can settle your contents claim in a number of ways. It can provide New for Old replacement on items damaged beyond repair or lost. This benefit excludes clothing, footwear and cosmetics for which you will be paid the Market Value (as defined in the policy terms).

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go toaainsurance.co.nz/terms.

New for old replacement for most of your items that are lost, stolen or damaged beyond repair. So if someone did take off with your definitely-seen-better-days-couch, we'd replace it with a new one.2

Nationwide cover for your contents at home and on the road within New Zealand.

Find out more about Contents Insurance

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Car Insurance

3 The guarantee will remain in place while your vehicle is registered for road use in New Zealand.

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go toaainsurance.co.nz/terms.

Lifetime Repair Guarantee so when we fix your car it stays fixed. We stand behind all repairs carried out by our approved repairers and we guarantee parts and workmanship for the life of the car.3

4 Not valid for Third Party Car insurance.


Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go toaainsurance.co.nz/terms.

Agreed value so together, we'll work out what your car is worth, so you know exactly what we'll pay, if it's written off or stolen.4

Find out more about Car Insurance

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Don't just take our word for it.

We like to think we give our customers the best possible service. But it’s even better when others think that too.

We’ve been voted New Zealand’s Most Trusted General Insurer for nine years running. Earning your trust is one thing. But keeping it is everything. You may also like to hear what some of our happy customers have to say below.

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1 In any event other than a natural disaster, we have the option to fully rebuild your home even if it costs more than your Sum Insured. You must have taken reasonable steps to provide us with the accurate size of your home and an accurate Sum Insured, prior to the loss.

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go toaainsurance.co.nz/terms.

2 AA Insurance can settle your contents claim in a number of ways. It can provide New for Old replacement on items damaged beyond repair or lost. This benefit excludes clothing, footwear and cosmetics for which you will be paid the Market Value (as defined in the policy terms).

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go toaainsurance.co.nz/terms.

3 The guarantee will remain in place while your vehicle is registered for road use in New Zealand.

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go toaainsurance.co.nz/terms.

4 Not valid for Third Party Car insurance.


Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go toaainsurance.co.nz/terms.

©AA Insurance 2021