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Policy Changes

We’ve made a number of changes to our insurance cover that are important for you to be aware of. We’ve outlined some of these on the pages below.

It is important that you read these pages in conjunction with your policy schedule and policy document for full details.

Third Party Car Insurance

We now have better cover when you change cars – you now have 30 days to tell us about it instead of seven.

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Third Party Fire & Theft Car Insurance

Here’s a summary of the changes to our insurance cover and the key changes to our Third Party, Fire & Theft Car Insurance policy.  

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Comprehensive Car Insurance

We’ve combined our two full-cover options into one. If you need something extra – you have the flexibility to add optional benefits if you need them.

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Home Insurance

Many properties have retaining walls, and we understand these can be expensive to repair or replace. That’s why we’ve increased our total cover up to $50,000, including your share in retaining walls that you jointly own. We've also introduced an optional benefit for Excess-Free Glass Cover.

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Contents Insurance

Your kids at boarding school or university can now be covered under your contents insurance up to $5,000.  Plus up to $2million for their legal liability.

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Landlord Insurance

If your rental property is fully or partially furnished, you can now cover its contents as well, up to the value of your sum insured amount. 

Read more

This is only a summary of changes and key benefits. For full details, exclusions and limitations please read your policy document.

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go to aainsurance.co.nz/terms.html