A couple driving a car.

Car Insurance

Looking to compare our car insurance options? From Comprehensive to Third Party insurance, we’ve got you covered. Get a car insurance quote from New Zealand’s Most Trusted General Insurer. Live a little freer with AA Insurance.

Trust Badge

Voted Most Trusted General Insurer by New Zealanders for 12 years running

Voted by consumers 2011 - 2022 in the Reader's Digest Trusted Brands survey. Find out more.


Three levels of cover

Choose the cover to suit your needs with our three levels of car insurance. Compare cover

Our most popular cover

Cover for damages to your car, and cover if you accidentally cause damage to someone else's car or property.

Cover for your car if its damaged by fire or stolen, and if you accidentally cause damage to someone else's car or property.

Cover for accidental damage that you have caused to someone else's car or property.

Our levels of cover help to protect you

Our levels of cover protect you against the unexpected. If you need to make a claim, our team of dedicated insurance specialists are on-hand to provide you with an award-winning service from start to finish.

More reasons to choose us

Buy, manage, and claim online

New Zealand call centre

Personal Claim Manager

24/7 claims support

Cancel your policy anytime

Be mindful of

Depending on the type of modification, accessory, or business use, your cover may be affected.

This page contains a summary of key benefits. Excesses, terms, conditions, limits and exclusions apply to these policies. Please read the policy document for full details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.

Policy documents


Third Party Fire & Theft

Third Party

Additional documents

Looking for your

or ? You can request these through My AA Insurance by navigating to the 'Your documents' section under the relevant policy.


If you have been in an accident

First, make sure that everyone is safe and out of danger - call an ambulance, the police or other emergency services departments if necessary.

How it works after an accident

A staff at help desk answering a call

Get in touch with us

Once everyone is safe, give us a call on 0800 500 216 or report your claim online. We'll arrange for your car to be dropped off or picked up, assessed and repaired.

Towing truck towing a car

Drop your car off

Leave your car at one of our AA Insurance

or, if you are in Auckland or Hamilton, at one of our (CSC). If your car cannot be driven and we've accepted your claim, we'll cover the reasonable cost of transporting your car to the nearest recommended repairer.

New looking car

Collect your car

We'll get your car assessed, repaired, painted and quality checked, so you can get on with life. After that, all you have to do is come and pick it up.

Customer testimonial

Scott's story

We put our customers' needs first and pride ourselves on working with them to help eliminate stress and uncertainty.

That's why, when Scott rang us for help when he discovered his mother had been in a car accident, we responded quickly. We towed the car to the assessors and, after it was deemed a total loss, we deposited the agreed value into their account the very same day.

"Great people. Really understanding. Very, very helpful."