The cast of Sort Your Life Out NZ

Sort Your Life Out NZ

We’ve partnered with Three’s Sort Your Life Out NZ to help Kiwi families transform their homes from chaos to calm.

To help you live a little freer, we've pulled together some useful tips to not only sort your home out but to help you sort your insurance out too.

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Sort your contents insurance out

You’d probably be surprised by how much stuff you own, just like the eight Kiwi families featuring over the coming weeks on Three’s Sort Your Life Out NZ. These families will have the contents of their homes laid out in front of them and they will be challenged to cut it down by half. We all have different belongings and different amounts of them. You might not think your stuff is worth much, but it could cost you more than you expect to replace everything in one go. That’s where contents insurance comes into play.

Contents insurance for beginners

Contents insurance can help protect yourself and your property against the financial burden of unexpected damage or loss to your possessions, or damage you cause to someone else's property. Here's an introduction to contents insurance.

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Cover for your needs and budget

If you’re choosing insurance purely based on price, then it may pay to think again. While cost is often a motivating factor when considering home, contents and car insurance, it’s important to get the right level of cover to suit your needs.

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Home insurance for beginners

Your home may be your most valuable asset, so it makes sense to protect it from the cost of unexpected damage or loss. Let's take a closer look at the benefits of home insurance, how it works and a few things to consider before choosing your cover.

We've got you covered.

Replacement Cover so in any event other than a natural disaster, we'll fully repair or rebuild your home even if it costs more than you insured it for.

Temporary Accommodation for you and your family (and even your pets) if you can't live in your home because of an event that's covered by your policy.

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New for old replacement for most of your items that are lost, stolen or damaged beyond repair. So if someone did take off with your definitely-seen-better-days-couch, we'd replace it with a new one.

Nationwide cover for your contents at home and on the road within New Zealand.

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Lifetime Repair Guarantee so when we fix your car it stays fixed. We stand behind all repairs carried out by our approved repairers and we guarantee parts and workmanship for the life of the car.

Agreed value so together, we'll work out what your car is worth, so you know exactly what we'll pay, if it's written off or stolen.

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More than just insurance

Oromahoe School, 2021 Big Little winner!

In your community

We genuinely care about having a positive impact in the community. You can find out the latest news about our sponsorships and partnerships here.

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Tools & tips

We’ve put together straightforward answers to some commonly asked questions, as well as tips and examples to help you better understand insurance.

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Simplifying insurance

Insurance terminology can be confusing. We’re here to make things easier, with guides to help you navigate your insurance, understand key terms, and let you know what you can expect at claim time.

Policies are subject to limits, exclusions, terms and conditions. Application for cover is subject to underwriting acceptance. Limited Contents cover is limited to loss or damage to your contents caused by burglary, fire, storm, flood or natural disaster. For full policy terms and conditions, visit

*As voted by consumers 2011 – 2022 in the Reader’s Digest Trusted Brands survey. For more information visit