A man covering his trailer holding bikes and body boards

Trailer Insurance

Looking for a Trailer Insurance comparison? Get a Trailer Insurance quote from New Zealand’s Most Trusted General Insurer. Live a little freer with AA Insurance.

Voted Most Trusted General Insurer* by NZers for 12 years running

Trust Badge

Trailer policy benefits:

  • Agreed value

    Your agreed value is the amount we agree to insure your trailer for when your policy begins and at each renewal.

    We'll pay you your agreed value if your trailer can't be repaired or is stolen.

  • Damage to your own trailer and other people’s property

    If your trailer is accidentally damaged, or is stolen, we’ll repair it or pay you your agreed value to replace it.

    If your trailer accidentally damages someone else’s vehicle or property, we’ll pay up to $20 million if you’re legally liable for the costs.

  • Towing, storage and transport

    If you have an accident and your trailer is not able to be towed, we’ll pay to transport your trailer to the nearest place of safety and store it there.

This page is only a summary of key benefits, and application for cover is subject to underwriting acceptance. For full details, exclusions and limitations, please read the policy document.

Ready to get started?

Getting a quote only takes 5-10 minutes.

Call us on:

0800 500 231

What makes us different?

  • Personal Customer Managers

  • 24 hour claims support

  • NZ based call centre

Frequently asked questions

If you can't find the answer you're looking for, please contact us.

Does my Trailer Insurance Policy also cover damage to the contents of my trailer?

Our Trailer Insurance Policy only covers you for damage to your trailer and damage your trailer causes to other people’s property. There is no cover for the contents of your trailer. Any contents or belongings in your trailer will need to be insured under your contents insurance. For more information, see our contents insurance.

What does Agreed Value mean?

Agreed Value is the amount we have agreed to insure your vehicle for and is set at the beginning of each period of cover. The value shown on your policy schedule is what you will receive if your car is written off or stolen and does not change during this period of cover.

Your Agreed Value is automatically reviewed at each renewal and is based on a figure provided by Redbook, a company that specialises in vehicle valuations. They update us with new values on a monthly basis. They calculate valuations using current market conditions such as sales at auction, dealerships, manufacturers, newspapers and field research. It is important you check the value shown on your policy schedule and discuss it with us if you have any concerns.

Do you offer package discounts?

Yes, if you take out more than one eligible insurance policy with us, you can qualify for a Multi Policy Discount. Depending on when you take out the policies, your discount will be applied from the start date of a new policy or at the renewal of an existing policy.

If you're not sure you qualify, or if you're a Small Business Insurance customer, please contact us and one of our friendly consultants will talk to you through your own unique situation.

You can find out more about our Multi Policy Discount, it's T&Cs and what you need to do to receive it, on our information page.


How do I make a claim?

Making a claim is simple, you can report your claim online or call us on 0800 500 216 if your situation requires urgent help or assistance. For more information on your specific type of claim, see car claims, home claimscontents claims and small business claims.

*As voted by consumers 2011 – 2022 in the Reader’s Digest Trusted Brands survey. For more information visit aainsurance.co.nz/awards