Grab a $50 Prezzy® card from NZ's Most Trusted General Insurer*.

Let us help you by protecting what matters most, and, as an extra little treat you'll get a $50 Prezzy® card with every new Home, Car, Contents or Small Business policy taken out by 11 November 2020. Terms and Conditions apply.

*As voted by consumers 2011-2020 in the Reader's Digest Trusted Brand survey.

We've got you covered

1 In any event other than a natural disaster, we have the option to fully rebuild your home even if it costs more than your Sum Insured. You must have taken reasonable steps to provide us with the accurate size of your home and an accurate Sum Insured, prior to the loss.

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go to aainsurance.co.nz/terms.

Replacement Cover so in any event other than a natural disaster, we'll fully repair or rebuild your home even if it costs more than you insured it for.1

Temporary Accommodation for you and your family (and even your pets) if you can't live in your home because of an event that's covered by your policy.

Find out more

Get a Home Insurance quote
 Promo code TRUST applied

2 AA Insurance can settle your contents claim in a number of ways. It can provide New for Old replacement on items damaged beyond repair or lost. This benefit excludes clothing, footwear and cosmetics for which you will be paid the Market Value (as defined in the policy terms).

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go to aainsurance.co.nz/terms.

New for old replacement for most of your items that are stolen or damaged beyond repair. So if someone did take off with your definitely-seen-better-days-couch, we’d replace it with a new one.2

Nationwide cover for your contents at home and on the road within New Zealand.

Find out more

Get a Contents Insurance quote
 Promo code TRUST applied

3 The guarantee will remain in place while your vehicle is registered for road use in New Zealand.

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go toaainsurance.co.nz/terms.

Lifetime Repair Guarantee so when we fix your car it stays fixed. We stand behind all repairs carried out by our approved repairers and we guarantee parts and workmanship for the life of the car.3

4 Not valid for Third Party Car insurance.


Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go toaainsurance.co.nz/terms.

Agreed value so together, we'll work out what your car is worth, so you know exactly what we'll pay, if it's written off or stolen.4

Find out more

Get a Car Insurance quote
 Promo code TRUST applied

Straightforward and simple to get a quote and immediate cover over the phone from one of our Small Business Insurance specialists.

Change as your needs do so it's easy to amend your policy when you need more or less cover.

Find out more

Call now on 0800 500 231
 Mention promo code: TRUST

Multi Policy Discount

Get a Multi Policy Discount when you tell us about more than one eligible policy (even two of the same type) you have with AA Insurance. T&Cs apply.

Find out more

Award winning insurer

We're proud that New Zealanders have voted us Most Trusted General Insurer for ten years running. Earning your trust is one thing. But keeping it is everything.

Find out more

We're here for you

Speak to a real person in our NZ based call centre, message our Live Chat team or visit one of our nationwide AA Centres. We are ready to help when and where you need us.

Contact us

1 In any event other than a natural disaster, we have the option to fully rebuild your home even if it costs more than your Sum Insured. You must have taken reasonable steps to provide us with the accurate size of your home and an accurate Sum Insured, prior to the loss.

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go to aainsurance.co.nz/terms.

2 AA Insurance can settle your contents claim in a number of ways. It can provide New for Old replacement on items damaged beyond repair or lost. This benefit excludes clothing, footwear and cosmetics for which you will be paid the Market Value (as defined in the policy terms).

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go to aainsurance.co.nz/terms.

3 The guarantee will remain in place while your vehicle is registered for road use in New Zealand.

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go toaainsurance.co.nz/terms.

4 Not valid for Third Party Car insurance.


Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go toaainsurance.co.nz/terms.