AA Membership Insurance discounts

Do I get a discount on my insurance for being an AA Member?

Yes, we offer an AA Member discount off annual insurance premiums for most policies.  The discount you receive will depend on how long you have been an AA Member.

The table and information below provide a summary of AA Member Discounts exclusive to AA Members, and the terms and conditions for how they are applied.


AA Member Years Comprehensive  
Third Party / Third Party Fire & Theft Home / Landlord Contents
1 to 4 $10 $5 $5 $10
5 to 9 $25 $5 $5 $15
10 to 14 $35 $10 $10 $30
15+ $50 $10 $10 $50  

  1. The AA Member Discounts are correct at time of publication and are subject to change without prior notice to the policy-holder.
  2. AA Member Discounts do not apply to caravan, trailer, classic car, or motorcycle.
  3. AA Member Discounts are only applicable to financial personal AA Memberships. They do not apply to the following:
    • AA Business Care Membership.
    • Policies where the motor vehicle is a fleet vehicle used for business purposes.
    • Policies where the home is insured under a body corporate account.
  4. AA Member Discounts are annual dollar discounts. The dollar discount is based on a 12 month policy period. Any policy less than 12 months will be calculated on a pro rata basis for the period since the start date of the policy.
  5. AA Member Discounts are deducted from the total annual premium due.
  6. AA Member Discounts are calculated and applied at the start date of a new policy and at the annual renewal of a policy.
  7. Policyholders' personal information is held pursuant to our privacy policy and subject to the Privacy Act 1993.