With Third Party, if you accidentally damage someone else's car or property we'll take care of the costs, including the legal bill - even if it's your fault.
Get a quoteThird Party insurance is not about protecting your car. It's about protecting yourself in case you accidentally damage someone else's car or property. Even if you drive a car that you could afford to replace yourself, you could still face a bill for thousands of dollars if you rear-end the car in front or crash into someone's fence.
And we'll also cover you for up to $4,000 if an uninsured driver crashes into your car.
It's affordable cover that's ideal if you drive a lower value vehicle.

If you are responsible for damage to someone else's vehicle or property we'll protect you against any claim they may make, up to $20 million.

If you're in an accident that wasn't your fault and you can identify whose fault it was, you won't have to pay any excess.

Exclusive to AA Insurance! Your personal contact at AA Insurance who looks after you when you make a claim. They'll keep you fully informed, making sure things stay on track and hassle-free.

Exclusive to AA Insurance! Even better value for AA Members.
AA Member Discounts are dollar discounts that save you money every year on key insurance policies. The longer you've been an
AA Member, the better the discount
If there's an accident and you weren't at fault but you can identify who was and they're uninsured, we'll pay up to $4,000 to repair your car.
At AA Insurance, we regularly review our policies to ensure that if the unexpected happens, our customers are covered for the things that are most important to them.
If you want to learn more about our latest Car Insurance Policies and the options we can offer, please view one of the attached documents below:
If you currently have car insurance with us and would like a copy of your policy document, we can send you the appropriate policy according to your last renewal date. Please click here to submit a request, and we will post or email a copy to you.
Over one million New Zealanders trust the AA to keep them moving. Join today and receive an AA Member Discount on your AA Insurance policies.