With RoadCover Third Party, if you accidentally damage someone else's car or property we'll take care of the costs, including the legal bill - even if it's your fault.
Get a quoteThird Party insurance is not about protecting your car. It's about protecting yourself in case you accidentally damage someone else's car or property. Even if you drive a car that you could afford to replace yourself, you could still face a bill for thousands of dollars if you rear-end the car in front or crash into someone's fence.
And we'll also cover you for up to $4,000 if an uninsured driver crashes into your car.
It's affordable cover that's ideal if you drive a lower value vehicle.

If you are responsible for damage to someone else's vehicle or property we'll protect you against any claim they may make, up to $20 million.

If you're in an accident that wasn't your fault and you can identify whose fault it was, you won't have to pay any excess.

Exclusive to AA Insurance! Your personal contact at AA Insurance who looks after you when you make a claim. They'll keep you fully informed, making sure things stay on track and hassle-free.

Exclusive to AA Insurance! Even better value for AA Members.
AA Rewards Discounts are dollar discounts that save you money every year on key insurance policies. The longer you've been an
AA Member, the better the discount
If there's an accident and you weren't at fault but you can identify who was and they're uninsured, we'll pay up to $4,000 to repair your car.
For more information, check out our Third Party Policy Document.
Join the AA to get discounts on your AA Insurance premiums, enjoy the peace of mind of the roadside breakdown service and get AA rewards!