Car Insurance Claims

Making a claim is simple. Our team of dedicated Customer Managers will keep you up-to-date and make sure things stay on track, so you can get back on the road faster.

If your car is written off, we’ll pay the Agreed Value that’s in your most recent policy schedule, so there are no surprises. And with our Network of Quality Repairers, we can guarantee repairs for the life of the car – even after you sell it.

Frequently asked questions

How do I make Glass Claims?

If your car's windscreen glass or window glass gets chipped or broken report your claim online or call us on 0800 500 216 if it's urgent. 

Please note, claims for things like sunroofs, glass roofs, mirrors, tail and headlights, and lamp covers are not covered under the Excess-Free Glass Cover benefit, which means an excess will need to be paid when you make a claim on damages to these items. View our policy document for more information.

I've been in an accident - what should I do?

1. Get in touch with us


First, make sure that everyone is safe and out of danger - call an ambulance, the police or other emergency services departments if necessary. Then call us on 0800 500 216 if your claim is urgent or report your claim online. We'll arrange for your car to be dropped off or picked up, assessed and repaired. 

Find your nearest CSC or repairer

2. Drop off your car, or we'll pick it up


If you are in Auckland or Hamilton, you can drop your car off to one of our Customer Service Centres (CSC). They are your one stop-shop if your car is damaged to help you get back on the road again as quickly as possible. We'll get your car assessed, quoted on, repaired, painted and quality checked - so you can get on with life. For anywhere in New Zealand, simply drop your car off at one of your AA Insurance Quality Repairers. If your car cannot be driven, and we've accepted your claim, we'll cover the reasonable cost of towing or transporting your car to the nearest recommended repairer.

3. Pick up your car


Once the repairs have been completed, all you have to do is collect your car.

What Happens at our Customer Service Centres

Our Customer Service Centres and our network of quality repairers mean we can guarantee repairs for the life of your car - even if you sell it. And if your car is written off, we'll pay out the Agreed Value in your policy, so there are no surprises. 




We assess the damage and get multiple quotes

Repair work is carried out by an AA Insurance Quality Repairer

We assess
the repair work

Someone has hit my car, what should I do?

Make sure that everyone is safe and call the police or ambulance if necessary.

Gather information about the car involved and driver responsible for the accident. Make sure to note down the correct registration of the vehicle and correct name, contact number or address details of the driver (it may be useful to ask to see their driver's licence to confirm the information).

Then report your claim online or if your situation is urgent, call us on 0800 500 216 – we will contact the other driver involved to process your claim as quickly as possible so you can get back on the road faster.

It’s important that we receive the correct details and that the driver responsible for the accident confirms their involvement, otherwise the claim will be processed as usual and you will need to pay your excess.

What happens at the Customer Service Centres?

Who takes care of my claim?

When you arrive at a Customer Service Centre you will be greeted by one of our Customer Managers, who will look after your claim from start to finish.

How quickly do they start the repairs?

Repairs through our Customer Service Centres in Auckland and Hamilton are assessed and quoted on the day you drop your car off. This means that repairs usually start within 24 hours - sometimes even on the same day.

Can I get a rental car while my car is being repaired?

If you have chosen to add the Rental Cover benefit to your Comprehensive car policy, and find yourself without a vehicle once your claim has been accepted, we're able to provide you with a rental car at a discounted rate.

Please speak to a Customer Manager if you are interested in using one or, if you would like to know more about the Rental Cover benefit, call us on 0800 500 213.

What should I do if my car is stolen?

It may sound obvious, but check with towing companies before reporting your car stolen - it may just have been towed.

If your car has been stolen, tell the police. They'll want to know the make, model, registration number, where and when you last saw it, and whether it was locked or alarmed. They'll give you a file number to use in your claim. After that, you can report your claim online or give us a call on 0800 500 216.

In straightforward cases, we wait about 10 days for the car to be recovered. If it's not recovered during that time, we'll pay you the value we agreed on when you took out your policy or last renewed, and we'll work hard to help you get back on the road as quickly as possible.

Make a claim

We like to make claim time as easy and stress-free as possible, simply select the product you need to claim on in the drop-down box below.