Over 600,000 vehicles on the road are insured with us. We have a range of cover to suit different needs and budgets.
Voted Most Trusted General Insurer by New Zealanders for 13 years running
Voted by consumers 2011 - 2023 in the Reader's Digest Trusted Brands survey. Find out more.
Three levels of cover
Choose the cover to suit your needs with our three levels of car insurance. Compare cover
Cover for damages to your car, and cover if you accidentally cause damage to someone else's car or property.
Cover for your car if its damaged by fire or stolen, and if you accidentally cause damage to someone else's car or property.
Cover for accidental damage that you have caused to someone else's car or property.
Our levels of cover help to protect you
Our levels of cover protect you against the unexpected. If you need to make a claim, our team of dedicated insurance specialists are on-hand to provide you with an award-winning service from start to finish.
Helping you save
with higher excesses
More reasons to choose us
Buy, manage, and claim online
New Zealand call centre
Personal Claim Manager
24/7 claims support
Cancel your policy anytime
Be mindful of
Depending on the type of modification, accessory, or business use, your cover may be affected.
This page contains a summary of key benefits. Excesses, terms, conditions, limits and exclusions apply to these policies. Please read the policy document for full details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.
Third Party Fire & Theft
Looking for your or ? You can request these through My AA Insurance by navigating to the 'Your documents' section under the relevant policy.
If you have been in an accident
First, make sure that everyone is safe and out of danger - call an ambulance, the police or other emergency services departments if necessary.
How it works after an accident
Drop your car off
Leave your car at one of our AA Insurance or, if you are in Auckland or Hamilton, at one of our (CSC). If your car cannot be driven and we've accepted your claim, we'll cover the reasonable cost of transporting your car to the nearest recommended repairer.
Collect your car
We'll get your car assessed, repaired, painted and quality checked, so you can get on with life. After that, all you have to do is come and pick it up.
Can't find what you're looking for?
We put our customers' needs first and pride ourselves on working with them to help eliminate stress and uncertainty.
That's why, when Scott rang us for help when he discovered his mother had been in a car accident, we responded quickly. We towed the car to the assessors and, after it was deemed a total loss, we deposited the agreed value into their account the very same day.