Policy Documents
Our policy documents explain what is and isn’t covered under your insurance policy.
To find the correct document for your period of insurance, check the date in the top right-hand corner of your policy schedule.
Car
Comprehensive car insurance
Applies to new policies with a period of insurance starting on or after 28 April 2025 and renewing policies with a period of insurance starting on or after 21 October 2025
Applies to new policies with a period of insurance starting before 28 April 2025 and renewing policies with a period of insurance starting before 21 October 2025
Third Party, Fire & Theft car insurance
Applies to new policies with a period of insurance starting on or after 28 April 2025 and renewing policies with a period of insurance starting on or after 21 October 2025
Applies to new policies with a period of insurance starting before 28 April 2025 and renewing policies with a period of insurance starting before 21 October 2025
Third Party car insurance
Applies to new policies with a period of insurance starting on or after 28 April 2025 and renewing policies with a period of insurance starting on or after 21 October 2025
Applies to new policies with a period of insurance starting before 28 April 2025 and renewing policies with a period of insurance starting before 21 October 2025
Home
Home insurance
Applies to new policies with a period of insurance starting on or after 1 July 2026 and renewing policies with a period of insurance starting on or after 1 July 2026
Applies to policies with a period of insurance starting on or after 28 April 2025 and before 1 July 2026, and renewing policies with a period of insurance starting on or after 21 October 2025 and before 1 July 2026
Applies to policies with a period of insurance starting before 28 April 2025 and renewing policies with a period of insurance starting before 21 October 2025
Contents
Contents insurance
Applies to new policies with a period of insurance starting on or after 1 July 2026 and renewing policies with a period of insurance starting on or after 1 July 2026
Applies to policies with a period of insurance starting on or after 28 April 2025 and before 1 July 2026, and renewing policies with a period of insurance starting on or after 21 October 2025 and before 1 July 2026
Applies to policies with a period of insurance starting before 28 April 2025 and renewing policies with a period of insurance starting before 21 October 2025
Limited contents insurance
Applies to new policies with a period of insurance starting on or after 1 July 2026 and renewing policies with a period of insurance starting on or after 1 July 2026
Applies to policies with a period of insurance starting on or after 28 April 2025 and before 1 July 2026, and renewing policies with a period of insurance starting on or after 21 October 2025 and before 1 July 2026
Applies to policies with a period of insurance starting before 28 April 2025 and renewing policies with a period of insurance starting before 21 October 2025
Landlord
Landlord insurance
Applies to new policies with a period of insurance starting on or after 1 July 2026 and renewing policies with a period of insurance starting on or after 1 July 2026
Applies to policies with a period of insurance starting on or after 28 April 2025 and before 1 July 2026, and renewing policies with a period of insurance starting on or after 21 October 2025 and before 1 July 2026
Applies to policies with a period of insurance starting before 28 April 2025 and renewing policies with a period of insurance starting before 21 October 2025
Other
Motorcycle insurance
Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022
Caravan and Trailer insurance
Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022
Motorhome insurance
Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022
Classic vehicle insurance
Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022
Small business
Our Small Business Insurance Policy is customisable and made up of policy modules you choose.
Commercial vehicle
Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022
Back in business
Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022
Business contents and stock
Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022
Deterioration of stock
Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022
Employee theft
Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022
Employers liability
Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022
Equipment breakdown
Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022
Portable contents and stock
Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022
Public and products liability
Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022
Statutory liability
Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022
Policy Schedule and Certificate of Currency
Your policy schedule is a detailed record of your policy, including your level of cover, excess and details of special things that you’ve insured.
Your Certificate of Currency is a summary of your policy. You might be requested to provide this to your finance company or bank when taking out a mortgage or loan.
You can request these through My AA Insurance, simply navigate to the 'Your documents' section under the relevant policy.