Quote Process Terms Of Use

Online quotes

The quote, summary of key benefits, and description displayed on this website are not in themselves intended to contain the full terms and conditions of the offer of insurance. The full terms of the insurance policy requested are set out in the specific policy document, including the policy’s schedule, conditions, restrictions, limitations, and requirements.

Quote Validity Period

The premium rates quoted are valid until the date specified on the top of your quote, after which they may be adjusted by AA Insurance Limited. All quotes generated will be subject to underwriting approval or adjustment if misstatements have been made by you in respect of the policy.


Discounts applied to a quote remain valid for the Quote Validity Period only.

Unless the quote form shows a discount is applied, it may not be taken into account in the quoted price. Ensure any applicable promotion codes or other relevant information is given.

Online Discounts for purchasing online (where available) are applied in reduction of your annual premium for one year only and are available solely for new policies purchased online, unless otherwise stated for the offer. Additional terms may also apply – refer to the offer.

For the AA Member Discount and our Multi Policy Discount, the terms and conditions found here apply.

We may offer other types of discounts from time to time. Refer to the relevant offer for applicable terms and conditions.

Application Acceptance

Subject to any restrictions that may apply, insurance cover will only commence if:

AA Insurance Limited accepts your application.

AA Insurance Limited does not make any representation that the insurance policy selected by you is suitable for your circumstances and has not provided any advice as to the general suitability of such a policy. The policy has been chosen solely by the individual concerned.


AA Insurance Limited does not accept any liability for errors, misprints, or omission in the quote figures generated including, without limitation, those caused by negligence or computer hardware or software fault or dysfunction, including by way of computer virus.


AA Insurance Limited does not guarantee that the quote generated is correct, accurate, or complete. You may use the quote only if you agree not to make any claims against AA Insurance Limited (and parent company or its subsidiaries) for any loss or damage that may arise as a result.


The payment method selected affects the premium charged for a policy.  Paying the premium annually costs less than paying by instalments. For more information see here.


AA Insurance makes use of Auto Information Ltd (Redbook) data to assist in calculating vehicle values for underwriting purposes. To the fullest extent permitted by law, AA Insurance and Redbook excludes all liability and will not be liable for any loss resulting from the use of, or reliance on, the information presented by Redbook or AA Insurance to help facilitate the quotation and purchase process. Customers are reminded to make their own independent assessment of their vehicle and utilise other sources of information.

This page was last updated on: 14 December 2020.