Contents Insurance Comparison
Choose the best contents insurance cover to suit your needs. Get a quote and compare our Comprehensive & Limited Contents options to find out which one is right for you.
Canstar Home and Contents Insurer of the Year.*
Awarded by Canstar as the 2023 Home and Contents Insurer of the Year and Outstanding Value Award winner. Find out more.
Two levels of cover
Choose the cover to suit your needs:
Keep yourself fully protected with our most comprehensive cover. We'll cover your contents if they are lost or damaged by a sudden, unforeseen and accidental event.
Basic cover to protect your contents against burglary, fire, storm, flood or natural disaster with the option to upgrade your cover on mobile phones and laptops to include theft and accidental damage and loss.
New for old
Get replacements for your contents and valuables at claim time.
If you accidentally damage someone else's property we'll cover you for up to $2 million if you were legally liable.
Helping you save
with higher excesses
More reasons to choose us
Buy, manage, and claim online
New Zealand call centre
Personal Claim Manager
24/7 claims support
Cancel your policy anytime
Be mindful of
This page contains a summary of key benefits. Excesses, terms, conditions, limits and exclusions apply to these policies. Please read the policy document for full details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.
For loss or damage from burglary, fire, storm or natural disaster only, except for items you choose an optional extra for.
$1,000 limit applies
$500 limit applies
$3,000 adjustable limit
$2,500 adjustable limit
If you have been in an accident
First, make sure that everyone is safe and out of danger - call an ambulance, the police or other emergency services departments if necessary.
What to do at claim time
Make sure your home is safe and secure
If your home has been damaged, make sure everyone involved is safe and, if you need to, call emergency services. For example, if there has been a theft, burglary or vandalism, or an attempt at these, call the police immediately. Once it's safe to do so, you should make sure your home is secure.
We'll get you sorted
A Customer Manager will keep you fully informed about your claim's progress. They will process your claim as quickly as possible, so that you can get back to normal.
Things to keep in mind
Securing and maintaining your contents
You must, at your cost and expense, maintain your contents in good repair, secure your contents, and take all reasonable precautions to prevent loss occurring.
Proof of purchase
If you need to make a claim on your contents, receipts and valuations are a good way to show what you are claiming on. If you don't have a receipt of valuation, you can also use photos, financial statements or records kept by the shop where you purchased the item.
Wear and tear
As our policies are designed to cover sudden and unforeseen damage, we don't cover loss that occurs over time, such as wear and tear.
Can't find what you're looking for?
We put our customers' needs first and pride ourselves on working with them to help eliminate stress and uncertainty.
Fortunately for Jacinda, she had car and contents insurance with us. So when she had to claim on both her car and her phone on the same day, we kept in touch through the entire process. And we sorted both her phone and her car within a week.