How can Deterioration of Stock insurance help?
If there is damage to your chilled or frozen stock due to accidental stoppage, malfunction or damage to a refrigeration unit used to store food, we will pay up to $2,000 for all goods in any one unit, up to total of $5,000 during the period of your insurance policy.
If your chilled or frozen stock is damaged whilst in a food truck or at a market stall, we will provide cover for you in the same way as if the damage happened at your business premises.
Every business is unique, so give us a call on 0800 500 231 to discuss the best insurance options for you.
This page is only a summary of key benefits, and application for cover is subject to underwriting acceptance. For full details, exclusions and limitations, please read the policy document.
Let's get things sorted
Speak to a Small Business Insurance Consultant
Call us on 0800 500 231
Frequently asked questions
If you can't find the answer you're looking for, please contact us.