How can Public and Products Liability insurance help?

• Compensation for court appearance

  If you are required to attend court as a witness in connection with a claim under your Public and Products Liability policy, we will pay you $250 per day up to a total of $7,500.

• Employees’ personal possessions

  We will cover you if you are found legally liable for the damage of your employee’s personal possessions.

• Product recall

  If you are required by law to recall a product, we will contribute 80% of your costs, up to $100,000.

  Please note, a $2,500 excess will apply to any claim for product recall.

• Lost keys and access control devices

  We will pay for your legal liability if keys or access control devices that are under your care for business purposes are lost. And, if alterations to locks at your customer’s addresses are required due to a claim, we will cover this also.

  Please note, a $1,000 excess will apply to any claim for lost keys and access control devices.

• Defective workmanship

  You can choose to have cover for up to $100,000 if you are found legally liable to pay compensation for faulty workmanship.

  Please note, a $1,000 excess will apply to any claim for defective workmanship.