Discount terms and conditions

AA Member Discount

AA Member Discounts are available to AA Insurance customers who tell us about their eligible AA Membership when taking out a new eligible policy or renewing an existing eligible policy.

Read our full terms and conditions (‘AA Member Discount T&Cs’) below to find out more about important exclusions and limitations, including:

How much is the discount? See Clause 1 and 6 for current rates and how we apply them.

  • Rates vary from $5 to $50 per annual term based on tenure and policy type – see below.

How will I be eligible? See Clause 2 for the full criteria.

  • This includes that applicable Membership and policyholder names must match exactly.

What insurance policies does this apply to? See Clause 3 for a list of policy types.

  • Many policies issued by AA Insurance are currently eligible – see list below.

Which AA Membership types get the discount? See Clause 4 for included Memberships.

  • Currently, all personal Memberships.

What do I need to do to get the discount? See Clause 5 for what you need to tell us and when.

  • In summary, you need to tell us your AA Membership number and join date each time you take out a new policy and on renewal, unless a discount shows on your renewal notice.

What else do I need to know? See below including Clause 7 for other important terms.

Multi Policy Discount

Multi Policy Discounts are available to AA Insurance customers who tell us they hold or will hold another eligible AA Insurance policy when taking out a new eligible policy or renewing an existing eligible policy.

Read our full terms and conditions (‘Multi Policy Discount T&Cs’) below to find out more about important exclusions and limitations, including:

How much is the discount? See Clause 4 for the current discount and how we apply it.

  • Currently 10% off premium for a standard policy – details below.

How will I be eligible? See Clause 1 for the full criteria.

  • This includes that policy postal addresses and at least one policyholder name must match exactly.

What insurance policies does this apply to? See Clause 2 for a list of policy types.

  • Many policies issued by AA Insurance are currently eligible – see list below.

What do I need to do to get the discount? See Clause 3 for what you need to tell us and when.

  • In summary, you need to tell us the policy number of another eligible AA Insurance policy each time you take out a new policy and on renewal, unless a discount is already shown on your renewal notice.

What else do I need to know? See below including Clause 5 for other important terms.