Business Contents and Stock Insurance

Looking for insurance for your business contents and stock? Get a Business Contents and Stock insurance quote from New Zealand’s Most Trusted General Insurer. Live a little freer with AA Insurance.

Speak to a Small Business Insurance Consultant

0800 500 231

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How can Business Contents and Stock insurance help?

Business Contents and Stock insurance covers your work possessions and stock which are normally kept at your place of business.

This insurance does not cover items like phones, laptops and tools, which are carried with you offsite. If you require cover for these types of items, we recommend Portable Contents and Stock insurance.

Transit

If your items are lost or damaged while they are in transit, we’ll cover you up to $5,000 per event.

Employee’s possessions

If your employee damages their personal possessions while they are being worn, carried or used in the course of their duties or employment, we’ll cover up to $5,000 per employee, per event.

Money

If there is a physical loss of your business money, we’ll cover you up to $10,000 for loss from your business premises, or up to $2,000 for loss from your residential premises.

Software

If there is an event covered by your policy which damages your electronic equipment, we’ll cover the cost to reset, reprogram or restore software, up to $50,000 per event.

Temporary removal

If your items are lost or damaged while they are temporarily removed from your business premises, we’ll cover you up to the amount we would have paid had the damage happened at your business premises.

Please note, this cover does not apply to business stock.

Every business is unique, so give us a call on 0800 500 231 to discuss the best insurance options for you.

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Policy Document

This page is only a summary of key benefits, and application for cover is subject to underwriting acceptance. For full details, exclusions and limitations, please read the policy document.

View Policy Document

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Speak to a Small Business Insurance Consultant.

Call us on 0800 500 231

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Frequently asked questions

If you can't find the answer you're looking for, please contact us.

Business Contents and Stock insurance excludes cover for chilled or frozen stock, which requires separate cover under Deterioration of Stock insurance.

Call us on 0800 500 231 to discuss your cover options.

Business Contents and Stock insurance covers your contents and stock items only. Back in Business insurance provides cover for loss of income and some expenses related to business interruption.

Call us on 0800 500 231 to discuss your cover options.

If you have contents insurance, it’s possible you may have some cover for your business contents. The level of cover under personal contents policies varies and may not be the right cover for your business.

If you already have an AA Insurance Contents policy with us, we’ll let you know if you have enough cover or need to adjust it.

Call us on 0800 500 231 to discuss your cover options.