Caravan Insurance

With a caravan in tow you get to relax and explore some really special places. It could be returning to your favourite spot, or touring right across the country on a new adventure. Either way, with our protection you and your caravan will be covered from your driveway to your destination and back home again.

Call us on: 0800 500 231

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Caravan Insurance policy benefits:

Agreed Value

Your caravan is covered for its Agreed Value, which means you’ll know exactly how much you’ll receive in the event of a total loss.

Transport and accommodation

You’re covered for any transport, towing or storage costs if the caravan gets damaged on the road. And we’ll pay up to $500 if you need somewhere to stay while it’s being fixed or towed.

Your caravan contents

What’s inside your caravan is a big part of what makes it a home-away-from-home. So you’re also covered for certain items, which are permanently kept in your caravan like custom appliances and bedding, if they are damaged or stolen. We’ll pay you up to $2000.

This doesn’t cover clothing or personal effects or items not permanently kept in the caravan – you’ll need to arrange separate contents insurance cover for these.

Automatic replacement cover

If you decide to replace the caravan at any point, you’ll be automatically covered for up to 30 days.

No Fault, No Excess

Accidents can and do happen, and are often out of your control. But if it turns out you weren’t to blame, and you can identify the driver who was at fault, you won’t have to pay an excess on your claim.

New Zealand wide cover

We’ll protect your caravan on the road, no matter where you are in the country.

Additional benefits for peace of mind:

They’ll look after you when you make a claim, ensuring you’re kept fully informed, and that things stay on track and hassle-free.

If someone believes you damaged their property when using your caravan, let us know in advance when you make your claim so we can pay the legal fees to defend you.

If you accidentally cause damage to someone else’s property we’ll protect you against claims up to $20 million.

We’ll also cover accessories and any modifications we have agreed to cover.

If both your car and caravan are insured with us, and they both get damaged in an accident you only have to pay one excess.

Ready to get started?

Getting a quote only takes 5-10 minutes.

Call us on:

0800 500 231

It is important to note that limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. Cover is subject to underwriting acceptance. For full policy and benefit terms and conditions please read the full Caravan/Trailer Insurance Policy.

Request your policy

If you already have Caravan insurance with us and you'd like a copy of your policy document, we can send it to you.

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Existing customers

Make a claim

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Latest Policy Document

Want to know more about our Caravan Insurance policy? Read the full policy document online.

View Policy Document

Frequently asked questions

If you can't find the answer you're looking for, please contact us.

Agreed Value is the amount we have agreed to insure your vehicle for and is set at the beginning of each period of cover. The value shown on your policy schedule is what you will receive if your vehicle is written off or stolen and does not change during this period of cover.

Your Agreed Value is automatically reviewed at each renewal and is based on a figure provided by ‘Redbook’, a company that specialises in vehicle valuations. They update us with new values on a monthly basis. They calculate valuations using current market conditions such as sales at auction, dealerships, manufacturers, newspapers and field research. It is important you check the value shown on your policy schedule and discuss it with us if you have any concerns.

Making a claim is simple, you can report your claim online or call us on 0800 500 216 if your situation requires urgent help or assistance. For more information visit our claims page.

We offer a Lifetime Repair Guarantee when your vehicle is repaired by one of our approved repairers. We guarantee the quality of workmanship, parts and materials used to complete the repairs for your claim. The guarantee will remain in place while your vehicle is registered for road use in New Zealand.

If you need to make a claim, we will choose from our group of approved repairers to fix your car. If you wish to go to your own repairer, we can choose to pay you the reasonable costs to fix your vehicle as estimated by our assessor. Check your insurance policy for more details.

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Why choose AA Insurance?

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We put you first

We put our customers' needs first and pride ourselves on working with them to eliminate stress and uncertainty. Just one reason why we have NZ's most satisfied customers.

Easy, stress-free claims

One of our Customer Managers will guide you through the entire process. They'll keep you fully informed, making sure things stay on track and hassle-free.

Making a claim with us